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Affordable Care Act

Are Most Pregnancy Related Symptoms Considered Pre-Existing Conditioned Under AHA Re-Write?

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A number of news articles and social media posts claim that pregnancy, sexual assault and domestic violence could be considered “pre-existing conditions” that make it hard to keep insurance coverage under the Republican health care bill. Are those alarming claims really true?

The bill doesn’t specifically refer to any of these things, and some of the headlines suggesting that it does are misleading.

But the bill would allow insurers, in limited circumstances, to charge people more if they have a pre-existing condition — a health issue that existed before the patient’s coverage starts, if that person has had a lapse in insurance.

Under the current health care law — the Affordable Care Act, also known as Obamacare — insurers are not allowed to charge more or deny coverage for pre-existing conditions. The GOP health plan the passed the House Thursday — called the American Health Care Act (AHCA) — would allow states to seek a waiver from that rule. It would fund a system of “high-risk pools” to offer assistance to patients instead, but many are concerned that won’t be enough.

Twitter is overflowing with lists of pre-existing conditions, patient testimonials and personal stories of health struggles with the hashtag #IAmAPreexistingCondition. People living with a host of medical conditions are worried about the future of their coverage if the Republican plan becomes law.

Concern has focused in particular on women’s health issues, and especially pregnancy. Claims that rape victims could lose their coverage have also stirred outrage. Here’s a fact check:

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This Telemedicine App Promises Free Birth Control amidst Obamacare Abolishing Threat

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Telemedicine startup Nurx has committed to keep the free birth control flowing after the Republicans in Congress and Donald Trump nix Obamacare, as they’ve been proposing for a while now.

“Donald Trump’s first executive order reaffirmed that he is intent on repealing the Affordable Care Act. We hope that in doing so he ensures that women would retain access to free birth control and other preventative services. Anything less would be reckless.” says co-founder and CEO of Nurx, Hans Gangeskar.

He also believes that repealing the Affordable Care Act would cause 24 million people to lose health coverage by 2021 and would have devastating consequences on women’s health.

To do its part to counter those effects, Nurx is offering free birth control to new users who use the promo code ‘AlternativeFacts.’

The  San Francisco, California-based company focuses on making birth control as well as Truvada for PrEP (Pre-Exposure Prophylaxis) more accessible to everyone through their app. With the app, users can get a prescription from a doctor and have their medication delivered right to their door.

According to the National Women’s Law Center, roughly 55 million women now receive contraception and other preventive services with no out-of-pocket costs because of the Affordable Care Act.

In 2015, researchers from the Perelman School of Medicine at the University of Pennsylvania found that the ACA is saving oral contraceptive users an average of $255 a year and $248 for women with an IUD.

 

Its mission is to be a low cost option for woman and since December 2016, it has offered free pills to new users.

The Free Birth Control Promotion requires users to use the promo code ‘AlternativeFacts’ in order to get $45 of credit toward birth control through Nurx. To get the deal, users must visit Nurx.com, create a Nurx account, pick their brand of choice, and enter promo code ‘AlternativeFacts’ at checkout. The promotion ends February 28, 2017.

According to Nurx’s Medical Director, Dr. Jessica Knox, “Women should not have to jump through unnecessary hoops just to access birth control. The pill remains available by prescription only throughout the United States today, but with our app, we’re making birth control more accessible than ever.”

How the App Works for Birth Control:

● User Chooses Brand – The user selects their brand, answers a few questions, enters their insurance and shipping info.

● Doctor Reviews Submission – a Nurx partner physician reviews the request and writes a prescription.

● Delivered to Customer – The prescribed medication is delivered right to the user’s door.

“Women should be able to access health care on their own terms,” explains Dr. Edvard Engesaeth, a medical doctor and cofounder of Nurx. The app works for both new and existing birth control users and the service and shipping are often free to anyone with health care coverage. For uninsured patients, Nurx waives the consultation fee.

Mom’s Guide to Health Reform and Maternity Coverage

This week, two different U.S. Court of Appeals issued conflicting rulings about how the federal government can subsidize those residents who have signed up for healthcare.
A DC Circuit Court said the federal government went too far offering subsidies and a 4th Circuit Court of Appeals hours in a similar case upheld the subsidies in their entirety.
It all reminded me to share this guide that will help your realize how your old policy may have changed whether it is new, newly covered or discontinued.



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