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affordable parenting

5 Ways to Raise Kids on the Cheap

Raising

children is an expensive yet necessary part of life. There are ways

that you can save money while raising children and you can still give a

child everything they need to live a healthy, happy life, as well as

some of the things they want. Being a parent usually totally drains your

finances, but using the following five tips can help to put more money

back in your wallet. 


1. Avoid Name Brands 
Name

brand foods, clothing, and toys will cost a lot more money over the

long run than those brands that are considered of lesser quality. If you

can be disciplined enough to find quality products that have

lesser-known labels on them, you will be able to work with a much lower

budget. Your money can be stretched a lot further without name brand

products. 


2. Easy Savings at Home
When

you do laundry, wash clothing in cold water. Hang your clothing to dry

it instead. Without the use of hot water or hot air, your energy bills

will cost a lot less. You can also seal windows in the winter or wrap

insulation around pipes to keep more heat in. Heat costs a lot, and you

can save on energy bills if you can use less heat. 


3. Smart Banking
When

you receive monetary payments, immediately put it all into an account

at a bank you trust. You’ll only go to the bank to take out money when

you need it, so you are less likely to spend more money than you need if

you have to go to the bank every time you need money. This can also

help you to accrue interest on the money you place in the bank. Money

you deposit now will be worth more after it’s been in the bank a while. 
4. Refuse to Exceed your Budget
You

should set a weekly budget, and be staunch about not exceeding it.

There are times when emergencies happen and you need to actually spend

more money, but that’s why tip 3 is so important. Additionally, spending

less than your budget can help you have a greater cushion for another

week when you may need more.
5. Find Free Stuff
If

your baby needs a new crib, try to find one from a relative or friend.

This goes for clothing, toys, games, materials for repairs, and anything

else that life throws at us. There is some chance that something you

need is not being used by someone else, so it never hurts to see if they

wouldn’t mind parting with it. You can never get too much free baby

stuff. 
Parenthood

can be a financially difficult time. If you follow this advice, you can

at least make your finances a bit more manageable, and you’ll find

yourself with plenty of money left over do have some fun. After all,

having children can be fun in addition to being costly. Enjoy being a

parent with a bit more money in your pocket.

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