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7 Ways to Avoid Overspending This Holiday Season

avoid overspending

Having a financial plan is the key to avoiding overspending this holiday season, according to two finance professors at the University of Texas at Dallas. Finance professors Jeff Manzi and Randy Guttery say consumers should follow these simple steps as they complete their holiday purchases.

1. Construct a budget and stick with it. Go back and look at last year’s checkbook and receipts from holiday spending. Decide how much you want to spend this year, including holiday gifts, events and travel. Planning ahead allows you to look for bargains, coupons and offers like free shipping. Make sure to keep track as you spend.

Make a list and check it twice.

2. Be flexible and willing to trim your shopping list. Buy for families or couples, instead of individuals, or buy gifts for the children in your family, but not all the adults. Decide who and how much before heading to the stores.

4. Buy gifts online or purchase gift cards. If you shop online, you’re less tempted to impulse buy. Gift cards allow you to stick to your budget easier.

5. Pay with cash.  It’s always smarter to make purchases with cash you have available in your checking or savings account, rather than racking up debt and interest, even if you think you can pay it off immediately. Never take a cash advance against a credit card.

6. Keep it simple. Instead of spending money on a loved one, spend time with them. Go to a movie or out to lunch. Help your children create gifts or bake treats. Rather than hosting a lavish holiday party, ask everyone to bring a potluck dish and BYOB.

7. Look ahead to next year. Holiday spending comes every year, so don’t let it sneak up on you. Make a 12-month budget with a free app, such as Mint. See if your bank or credit union offers a Christmas club so you can put away money all year.

Good luck and happy shopping and saving!

Jeffery Manzi and Randy Guttery are clinical professors of finance and managerial economics at UT Dallas.

Get Inspired with These 20 Unique Family Holiday Card Poses & Designs

Bellyitch Rewind
holiday-111
Each year, families send out Christmas, Hanukkah, Holidays and New Year’s Eve cards to family and friends and each year they struggle to come up with unique portrait pose ideas. Once upon a time, the pose with the family laying in a circle looking up (below) was considered different.
Not anymore.
I’ve seen that pose on at least one holiday card every year.  So if you are like me and my husband are, and are scrounging around for a different photo card pose idea, you might want to check out these various cards we spotted on Pinterest and the net.  Whether you’ve hired a professional photographer to help you out or are doing it on your own, you may strike gold with one of these below.
Good luck!
1-10

 

11

 Justin Hackworth

12

 

Eureka Photography

13
14
15

Carty Photo Blog

16

 

17

 

18

 

19
20

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Try Out These Unique Thanksgiving Turkey Leftovers Recipes

thanksgiving leftovers


If you hosted Thanksgiving this year, chances are you still have a lot of turkey left over in your fridge. If you are wondering what to do with some of it,check out these three yummy unique recipes we found around the web to try out. Enjoy!
TURKEY PHO
Ingredients:

1 whole cardamom pod

2 whole cloves

1 star anise pod

1 teaspoon fennel seeds

2 teaspoons coriander seed

1 (2 inch) piece fresh ginger, peeled and

smashed

1/2 onion, peeled

1 turkey carcass

8 cups water, or more as needed

1 (16 ounce) package dried flat ricenoodles

1/4 cup fish sauce

salt to taste

1 cup shredded leftover cooked turkey

1 tablespoon shredded fresh basil leaves

(optional)

1 tablespoon chopped fresh cilantro

(optional)

1/4 onion, thinly sliced (optional)

1 lime, cut into wedges (optional)

1 tablespoon chile-garlic sauce (such as

Sriracha®), or to taste (optional)
Directions:

1.     Toast the cardamom pod, cloves, star anise, fennel, and coriander in a small skillet over medium-low heat until fragrant, 5 to 7 minutes. Place the spices onto the center of a 8 inch square piece of cheesecloth. Gather together the edges of the cheesecloth, and tie with kitchen twine to secure. Sear both sides of the ginger and 1/2 onion in the same skillet until lightly charred, about 3 minutes on each side.

2.     Place the turkey carcass, water, sachet, ginger, and onion in a large pot over medium-high eat. Bring to a boil, then reduce to a simmer. Simmer for 2 hours.

3.     Fill a large pot with lightly salted water and bring to a rolling boil over high heat. Once the water is boiling, stir in the rice noodles, and return to a boil. Cook the noodles uncovered, stirring occasionally, until the noodles have cooked through, but is still firm to the bite, 4 to 5 minutes. Drain well in a colander set in the sink.

4.     Remove the carcass, sachet, ginger, and onion from the soup. Strain the soup to remove any meat that may have fallen off the bones, if necessary. Season with fish sauce and salt. Divide the rice noodles and turkey meat evenly into 4 large bowls. Scatter the basil, cilantro, and sliced onion on top. Ladle the soup on top. Serve with a wedge of lime and hot sauce.

source: All Recipes

TURKEY QUICHE

 

Ingredients:

1 tablespoon butter

1 small red bell pepper or poblano, seeds removed, diced

6 green onions, thinly sliced

1 tablespoon chopped fresh cilantro

3 large eggs

1 cup milk

1/3 cup all-purpose flour

1/4 teaspoon baking powder

dash salt

1 cup diced roasted turkey

1 cup shredded Cheddar Jack or Pepper Jack cheese, divided

1 medium tomato, thinly sliced

salt and pepper

Preparation:

Spray a deep dish pie plate or quiche pan with nonstick cooking spray. Heat oven to 350°.

In a large skillet over medium heat, melt the butter. Saute the bell pepper or poblano and the green onions for about 3 minutes, until tender. Stir in the cilantro, if using; set aside.

In a medium bowl, whisk together the eggs and milk; add flour, baking powder, and a dash of salt and continue whisking until smooth. Stir in the cooked vegetables, the turkey, and about 2/3 cup of the cheese. Pour into the prepared pie plate. Top with tomato slices, sprinkle lightly with salt and pepper, then top with the remaining shredded cheese.

Bake for 30 to 35 minutes, until set.

source: SouthernFood About

 

TURKEY AND BLACK RICE SALAD

Ingredients:

1/2 cup of Fresh Cilantro, chopped

3 Tbsp of Fresh Mint, chopped

2 Tbsp of Canola Oil

3 Tbsp of Rice Wine Vinegar

1 Tbsp of Lime Juice

1 tsp of Sugar

1/2 tsp of Sesame Oil

1 Tbsp of Soy Sauce

1 Clove of Garlic, finely minced

1 tsp of Grated Ginger

1 Jalapeno Pepper, seeded and finely minced

1 red Bell Pepper, diced

3 cups of Cooked Black Rice

8oz of Cooked Shredded Turkey

1) Preheat a skillet over medium high heat, allow it to get nice and hot and add the shredded turkey right in. Cook it for a few minutes on each side or until it gets nice and crispy all around.

2) Meanwhile, make your dressing. In a small bowl, add the garlic, ginger, sesame oil, canola oil, soy sauce, lime juice, rice wine vinegar, sugar and chili, whisk together to combine and set aside.

3) In a large bowl, add the rice and bell pepper, along with the crispy turkey, cilantro and mint and dressing.

4) Toss everything together lightly (I like to do this with two forks) and serve!

Recipe By: Laura Vitale

Serves 6.

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Enter the 2015 Bellyitch $1000 Prize Pack Annual Holiday Giveaway

holiday giveaway

It’s that time again! Our Annual Bellyitch Holiday Giveaway is HERE!

This time we’ve got loads of toys to giveaway that are part of the Fab 15 KMart Unboxing and Review and a brand new Graco Running Stroller!

WIN A GIFT FOR YOUR KIDS FOR CHRISTMAS!

Here are the 10 Prizes Up for Grabs, VALUED at almost $1,000 TOTAL!

toy elmo

Playskool Sesame Street Play All Day Elmo by Hasbro® ($59.99)

toy hot wheels

Hot Wheels® Ultimate Auto Garage by Mattel® ($109.99)

paw-patrol-paw-patroller-playset-spin-master-16

Paw Patroller by Spin MasterTM ($79.99)

toy frozen

Disney Frozen Sing Along Elsa Doll by Jakks Pacific® ($59.99)

toy star wars

Star Wars Signature Lightsaber by Hasbro® ($54.99)

toy barbie

Holiday Auburn BarbieTM 2015 Doll by Mattel® (Kmart exclusive) ($39.99)

 

toy furreal 2

FurReal Friends Star Lilly the Unicorn by Hasbro® ($129.99)

toy lego

LEGO® Friends Pop Star Show Stage ($39.99)

toy hulk

Hulk Smash RC Vehicle by Jakks Pacific® ($69.99)

Grand Prize!

toy baby jogger 2

Baby Jogger Citi Mini GT: Taking the City Mini to the next level, the City Mini GT gives features all-terrain wheels, an adjustable handlebar to adapt to the parent’s height, and a hand-operated parking brake. While the City Mini GT is not intended for jogging, it has front wheel suspension to give you full control on where and how you go while keeping your little one comfortable. The Citi Mini GT also features a one hand fold to make it easy to stay on the go. ($349.99)

Contest Rules

1. There are many different ways to accumulate entries. See Gleam.io Entry Widget Below. You can unlock many more.

2. You can accumulate as many entries daily as possible until the deadline, December 10 at midnight.

3. To let us know which prize you’d like your entry to be entered for, please leave a comment under the photo on our Facebook Page or Instagram Page with the words IG Entry or FB Entry. We will divide up your total entries among the various prizes your name is under.

4. We will draw from among all the names under the FB and Instagram Image of the Prize and Select the winner. (Note: if you do the FB entry you get 10 entries and if you do the IG entry, you get an additional 10 entries)

5. Winners will have 48 hours to respond or we will draw a new winner. We want to ship the prizes out in time for Christmas.

6. If you Repost the Contest or Share it on your FB or IG Page, you qualify for a bonus 10 entries!

If you win, we’d love for you to take a photo or video of you or your kid using the toy and share with us, but you don’t have to of course!

Open to US and Canada.

GOOD LUCK!!

Bellyitch 2015 Holiday $1,000 Prize Giveaway

We Unbox & Review KMart’s Fab 15 Toys (VIDEOS) – WIN SOME!

fab 15 unboxing

After conducting some industry analysis, trend reports and even testing out toys on Kmart employees’ kids, KMart has carefully curated the Top 15 awesome and fun toys and games for kids of all ages and even entire family.

These include some Kmart-exclusives from brands like Disney’s Frozen, Star Wars, LEGO®, BarbieTM and NERF,®  that hopefully will help ease some of the stress moms, dads, aunts, uncles, grandparents and god parents may be undergoing as they hunt down toys this year.

fab 15

 

The 15 items are:

Ages 1-2

Playskool Sesame Street Play All Day Elmo by Hasbro®

Ages 3-5

Hot Wheels® Ultimate Auto Garage by Mattel®

Imaginext Ultra T-Rex by Fisher-Price®

Paw Patroller by Spin MasterTM

Disney Frozen Sing Along Elsa Doll by Jakks Pacific®

VTech® Kidizoom® Action Cam

Star Wars Signature Lightsaber by Hasbro®

Zoomer Kitty with Toy Mouse by Spin MasterTM (Kmart exclusive)

MONOPOLY Here & Now by Hasbro®

Monster High® Boo York Floatation StationTM with AstronovaTM Doll by Mattel®

Ages 6-8

Holiday Auburn BarbieTM 2015 Doll by Mattel® (Kmart exclusive)

FurReal Friends Star Lilly the Unicorn by Hasbro®

NERF® Zombie Strike Doominator by Hasbro®

Hulk Smash RC Vehicle by Jakks Pacific®

Ages 9+

LEGO® Friends Pop Star Show Stage

You can find the full description HERE!

KMart was generous enough to send us all 15 Toys that we unboxed on camera! That was so fun because it was our first unboxing ever! I did an overview/rundown of all 15 and then the kids selected 5 of the 15 to do more in depth reviews on…it was fun!

Here is the FULL Video of the Unboxing, my overview and 5 reviews. It’s Long, so…

I’ve posted the shorter individual review videos below:

And the best part is that we will be giving away a bunch of the toys along with a Graco Baby Jogger Citi Mini GT jogging stroller as part of our 2015 Annual Bellyitch Holiday Giveaway!

Watch for the details LATER TODAY!

The Individual Videos










Thanksgiving Dinner Quiz: Homemade or Store Bought?

For Thanksgiving, everyone who brings a dish to dinner swears it’s homemade whether it really is or not.

Sometimes, you can tell by tasting and sometimes just by looking.

Take this test. Which one is homemade and which is store bought or processed?

 1.Macaroni and Cheese: Which is homemade? Top or bottom?

2. Mashed Potatoes: Which is homemade? Left or Right?

 3. Candied Yams: Which is homemade? Top or bottom?

 4. Stuffing: Which is homemade? Top or Bottom?

Answer:

  1. Bottom

2.Right

3.Top

  1. Bottom



5 Ways to Save 1,000 Calories This Thanksgiving

save thanksgiving

HAPPY THANKSGIVING, BELLYITCH FAMILY AND FRIENDS!!

Granted Thanksgiving is a time to really tear down on some really good food, but the Holiday is the start of a series of Holidays (Christmas, Valentine’s Day, Easter) of non-stop eating that have the average person packing on pounds that they don’t shed later.

A typical Thanksgiving dinner plate can be 2,900 or more. People think it’s the turkey that makes them so sleepy and tired after Thanksgiving meal, but in reality, it is all the carbohydrates that are part of the average Thanksgiving meal: cornbread, stuffing, rice, macaroni pie, rolls, casseroles, pasta, etc.

There are simple ways to save some of those calories. Here are five tips:

  1. Say no to the gravy.
  2. Put only two portions of carbs on your plate instead of three.

  3. Fill up with veggies, salads, cabbage, green beans. Have those items take up most of your plate.

  4. Drink a full glass of water before you eat to trick your body into getting fuller faster.

  5. If there is a salad served, eat that first before eating the hot foods. This move will also help trick your body into getting fuller faster on less high calorie, high carbs foods.

The most important of which is portion control. If you must sample all the goodies, opt for one tablespoon of each verses a full portion size.

Good luck and Bon Appetite!

Trending Superfood: BEETS, 8 Ways to Weave them into Your Diet & Into Brownies??

 

beets

In case you didn’t know beets are the trending superfood item that many are trying to incorporate in their diet for all the various nutrient value and other reasons. The culinary world too is experimenting with different dishes and chefs are adding beet-focused items to their menus and recipes.

You too can get in on it if you want to be trendy while eating healthy and sweet yet earthy nature of beets make them amenable to be blended in many of your favorite dishes that exist already.

Here are 8 Ways to Use Beets Courtey of Terra’s Kitchen:

beets

…. here is the recipe for Terra’s Kitchen Dark Chocolate Brownies

 



brwonies

INGREDIENTS

  • 8 tbsp. unsalted butter, room temperature plus more for buttering baking dish
  • 6 oz. bittersweet chocolate, chopped (about 1 cup)
  • 1/2 cup firmly packed brown sugar
  • 2 large eggs, room temperature
  • 6 oz. cooked peeled whole beets from an 8.8 oz. package (about 2 medium beets), chopped (about 1 cup)
  • 1 tsp. vanilla extract
  • 1/4 tsp. fine salt
  • 1/2 cup all-purpose flour

DIRECTIONS

  1. Preheat oven to 350 F. Butter an 8×8-inch baking dish and line the bottom with parchment paper (remember to butter the top of the parchment too).
  2. Melt butter with chocolate in a medium saucepan over low heat, stirring occasionally, until chocolate is smooth.
  3. Remove bowl from heat and whisk in sugars. Whisk in eggs one at a time until each is thoroughly incorporated. Stir in beets, vanilla and salt. Add flour and stir until just combined.
  4. Pour batter into prepared baking dish and bake in middle of oven for 30 to 35 minutes or until just set. Let cool on a rack. Cut into 9 squares. Enjoy!

All The Myths You’ve Heard About Kids in Same-Sex Households Debunked (INFOGRAPHIC)

 

gay couple with their babies bellyitchblog.com

A lot is said on both ends of the spectrum about children raised in gay households. Much of the opinion out there is not rooted in facts, but rather personal beliefs and thoughts. When reviewing the statistics about children in gay households compared to those in heterosexual homes, a different story emerges which shatters all those myths.

Growing Generations put together an infographic breaking down some of the misconceptions and perceptions below.

Equal in Every Way


Presented By Growing Generations

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