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10 iPhone apps to help you manage your household expenses

In the world of mobile devices, few are as popular or as versatile as

Apple’s powerful iPhone. Busy professionals have quickly learned just

how useful an iPhone can be when it comes to streamlining business

operations and tracking data, but it may come as a bit of a surprise to

learn how much the iPhone in your pocket can do in terms of managing

your personal life as well. These 10 apps are effective and valuable

budget-management tools and can assist you in the often complicated

business of tracking and keeping up with household expenses.
  1. Manilla

    – Chosen as a Top 100 Web Business by PC Magazine and ABCNews.com’s App

    of the Week, the free Bills & Account Manager app from Manilla

    helps you monitor your bills, statements and notices so that you can

    keep up with exactly how much money you’re spending in each area. As an

    added bonus, you can also set up text or email message alerts to let you

    know when a bill is due to help you avoid further damage to your

    finances with late fees and penalties.
  2. Expenses and Income – CashTrails Lite

    – The free Lite version of CashTrails lets you track both what’s coming

    in and what’s going out, as well as log your daily expenses to help

    determine exactly how much money is spent on incidental purchases. Group

    filtering to separate your regular expenses from those of a

    professional nature or special vacation spending allows you to

    compartmentalize your budget and organize your entries in a way that

    makes most sense to you.
  3. Spending

    – The simple name of this $2.99 app is an indication of exactly what

    you can expect from it; an app that is no frills, no fuss and directly

    to the point. Spending helps you keep up with how much money you spend,

    track your expenses and manage your accounts quickly and easily. There

    are no extraneous features and no superfluous commands or complications,

    leaving this app beautifully easy to use and free of frustration.
  4. iSpending

    – With this free app you can set up separate categories to

    compartmentalize and track your expenses in a more detailed fashion,

    while still keeping an eye on the big financial picture. Daily, weekly,

    monthly and annual summaries are displayed on the home page, allowing

    you to access budget and expense information at a glance.
  5. Pageonce – Money & Bills

    – Part of managing your household budget and tracking expenses is

    making sure that you stay current with all of your bills. That’s where

    this free app comes in handy, allowing you to keep up with and even pay

    all of your bills with just a few taps of the screen. Called the

    “Cadillac of money management apps” by CNN Money and chosen as an iTunes

    Staff Favorite, Pageonce is a valuable expense tracking tool.
  6. iXpenseIt Lite

    Tracking daily and monthly expenses is fast and simple with the free

    Lite version of the paid iXpenseIt app, which is more than powerful

    enough to easily keep up with household budgeting. CNN Money Magazine

    calls iXpenseIt Lite one of the “Best iPhone Apps” and LAPTOP Magazine

    rates it among the 50 Most Useful iPhone Apps.
  7. Expensify

    – While this free app is designed for business travelers, you can still

    keep up with your daily household expenses by using Expensify. You can

    even generate full PDF copies of your household expense reports for

    later review!
  8. Checkbook HD Free

    – Once upon a time, household expense tracking and management was

    accomplished by keeping an up-to-date and accurate checkbook register.

    As paper checks become less and less common, this free app simulates the

    experience to help you keep up with your bills the old fashioned way.
  9. Bills Monitor Free

    – With this free app, you can review upcoming expenses through the

    calendar view or specific categories, keeping up with what’s going out

    at any given time. If you’d like to keep your household expenses and

    budgeting information hidden from prying eyes, there’s also a

    password-protect function.
  10. Smart Budget

    – Free, straightforward and easy to use, Smart Budget allows 30 trial

    transactions before requiring an upgrade to the full version, giving you

    plenty of time to decide whether or not this expense management and

    household budgeting tool is for you. Should you choose to upgrade, it

    can be quickly and easily handled with in-app purchasing.
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