Apple’s powerful iPhone. Busy professionals have quickly learned just
how useful an iPhone can be when it comes to streamlining business
operations and tracking data, but it may come as a bit of a surprise to
learn how much the iPhone in your pocket can do in terms of managing
your personal life as well. These 10 apps are effective and valuable
budget-management tools and can assist you in the often complicated
business of tracking and keeping up with household expenses.
– Chosen as a Top 100 Web Business by PC Magazine and ABCNews.com’s App
of the Week, the free Bills & Account Manager app from Manilla
helps you monitor your bills, statements and notices so that you can
keep up with exactly how much money you’re spending in each area. As an
added bonus, you can also set up text or email message alerts to let you
know when a bill is due to help you avoid further damage to your
finances with late fees and penalties.
- Expenses and Income – CashTrails Lite
– The free Lite version of CashTrails lets you track both what’s coming
in and what’s going out, as well as log your daily expenses to help
determine exactly how much money is spent on incidental purchases. Group
filtering to separate your regular expenses from those of a
professional nature or special vacation spending allows you to
compartmentalize your budget and organize your entries in a way that
makes most sense to you.
– The simple name of this $2.99 app is an indication of exactly what
you can expect from it; an app that is no frills, no fuss and directly
to the point. Spending helps you keep up with how much money you spend,
track your expenses and manage your accounts quickly and easily. There
are no extraneous features and no superfluous commands or complications,
leaving this app beautifully easy to use and free of frustration.
– With this free app you can set up separate categories to
compartmentalize and track your expenses in a more detailed fashion,
while still keeping an eye on the big financial picture. Daily, weekly,
monthly and annual summaries are displayed on the home page, allowing
you to access budget and expense information at a glance.
- Pageonce – Money & Bills
– Part of managing your household budget and tracking expenses is
making sure that you stay current with all of your bills. That’s where
this free app comes in handy, allowing you to keep up with and even pay
all of your bills with just a few taps of the screen. Called the
“Cadillac of money management apps” by CNN Money and chosen as an iTunes
Staff Favorite, Pageonce is a valuable expense tracking tool.
- iXpenseIt Lite –
Tracking daily and monthly expenses is fast and simple with the free
Lite version of the paid iXpenseIt app, which is more than powerful
enough to easily keep up with household budgeting. CNN Money Magazine
calls iXpenseIt Lite one of the “Best iPhone Apps” and LAPTOP Magazine
rates it among the 50 Most Useful iPhone Apps.
– While this free app is designed for business travelers, you can still
keep up with your daily household expenses by using Expensify. You can
even generate full PDF copies of your household expense reports for
- Checkbook HD Free
– Once upon a time, household expense tracking and management was
accomplished by keeping an up-to-date and accurate checkbook register.
As paper checks become less and less common, this free app simulates the
experience to help you keep up with your bills the old fashioned way.
- Bills Monitor Free
– With this free app, you can review upcoming expenses through the
calendar view or specific categories, keeping up with what’s going out
at any given time. If you’d like to keep your household expenses and
budgeting information hidden from prying eyes, there’s also a
- Smart Budget
– Free, straightforward and easy to use, Smart Budget allows 30 trial
transactions before requiring an upgrade to the full version, giving you
plenty of time to decide whether or not this expense management and
household budgeting tool is for you. Should you choose to upgrade, it
can be quickly and easily handled with in-app purchasing.