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WalletHub

MLK Day: Cities With Most Racial Inequity Progress



With Martin Luther King Jr. Day around the corner and 58 percent of Americans saying race relations are “generally bad,” the personal-finance website WalletHub today released its report on 2020’s States with the Most Racial Progress as well as accompanying videos.

To measure America’s progress in harmonizing racial groups, WalletHub measured the gaps between blacks and whites across 21 key indicators of equality and integration in each of the 50 states and the District of Columbia.

The data set ranges from median annual income to standardized-test scores to voter turnout.

This report examines the differences between only blacks and whites in light of the high-profile police-brutality incidents that sparked the Black Lives Matter movement.

Most Racially Integrated States States with the Most Racial Progress
1. New Mexico 1. Wyoming
2. Hawaii 2. Texas
3. Wyoming 3. Mississippi
4. Texas 4. Georgia
5. West Virginia 5. New Jersey
6. Arizona 6. New Mexico
7. Kentucky 7. Florida
8. Montana 8. North Carolina
9. Maryland 9. South Carolina
10. Colorado 10. Idaho



Key Stats

  • The District of Columbia has the lowest gap in homeownership rates between whites and blacks, at 12.82 percent. Connecticut has made the most progress in closing this gap since 1970, with a change of 8.81 percent.
  • Hawaii has the lowest gap in median annual household incomes between whites and blacks, at 10.54 percent. Wyoming has made the most progress in closing this gap since 1979, with a change of 32.18 percent.
  • Vermont has the lowest gap in unemployment rates between whites and blacks, at 0.18 percent. North Dakota has made the most progress in closing this gap since 1970, with a change of 10.01 percent.
  • Hawaii has the lowest gap in poverty rates between whites and blacks, at 1.49 percent. Mississippi has made the most progress in closing this gap since 1970, with a change of 25.45 percent.
  • Vermont has the lowest gap in the share of adults 25 years and over with at least a bachelor’s degree between whites and blacks, at 1.25 percent.  Idaho has made the most progress in closing this gap since 1970, with a change of 4.82 percent.

To view the full report and your state or the District’s rank, please visit:

https://wallethub.com/edu/states-with-the-most-and-least-racial-progress/18428/

Here are the Best Labor Day Deals and Sales

Labor Day is coming up, the holiday to celebrate the worker. However, in modern days, the day is looked at as another day off from work  or school and also for mattress sales! Really!

WalletHub’s Best Labor Day Deals & Sales report gives shoppers a roadmap to savings. Its Labor Day Fun Facts report helps to educate and entertain consumers with stats on all aspects of the holiday – from hotdogs and history to financials and 5Ks.

You can find highlights from each below:



Best Labor Day Deals & Sales

  • Treadmills are the best items to buy in September, relative to the rest of the year.
  • 2018’s 10 best Labor Day deals are:
1. Whirlpool Dishwasher – 43.40% off 6. Gourmet Griddle – 25.00% off
2. Inspiron 11 3000 Laptop – 35.00% off 7. NFL Jerseys – 33.33% off
3. Realspace Leather Chair – 35.72% off 8. Insignia 32″ Smart TV – 27.78% off
4. Moto Z2 Force – 44.44% off 9. Beautyrest Mattress – 64.03% off
5. Leather Tote, Peachy Pink – 40.00% off 10. Gemini Loudspeaker Pack – 40.00% off



Labor Day Fun Facts

  • 76% of Americans say legal immigrants are essential to the labor force.
  • 52% of Americans left a total of 705 million vacation days unused in 2017.
  • 818 hot dogs are eaten every second from Memorial Day to Labor Day.
  • $250+ Billion is the annual cost of worker injury and illness in the U.S.

Wow!

These are the 2018 Best and Worst US Cities For Home Buyers

July is one of the top months for buying a home.  In 2017, close to 40%  single-family homes purchased by first-time buyers were made in July. To commemorate the month of home-buying,  personal finance website WalletHub took an in-depth look at 2018’s Best & Worst Cities for First-Time Home Buyers.



To determine the most favorable housing markets for first-time buyers, WalletHub took the pulse of real estate in 300 cities of varying sizes using 27 key metrics. The data set ranges from housing affordability to real-estate tax rate to property-crime rate. If you’re in the market for a new home before you start packing your boxes and making the big move, check out these best and worst cities for first-time buyers.

Best Cities for 

First-Time Home Buyers
Worst Cities for 

First-Time Home Buyers
1 Broken Arrow, OK 291 Anchorage, AK
2 Tampa, FL 292 Newark, NJ
3 Centennial, CO 293 Elizabeth, NJ
4 Boise, ID 294 Miami Beach, FL
5 Grand Rapids, MI 295 Oakland, CA
6 Thornton, CO 296 San Mateo, CA
7 Frisco, TX 297 San Francisco, CA
8 McKinney, TX 298 Flint, MI
9 Cary, NC 299 Detroit, MI
10 Gilbert, AZ 300 Berkeley, CA



Best vs. Worst

  • Akron, Ohio, has the most affordable housing (median house price divided by median annual household income), with a ratio of 1.72, which is 8.9 times cheaper than in Berkley, California, the city with the least affordable, with a ratio of 15.25.
  • Honolulu has the lowest real-estate tax rate, 0.28 percent, which is 13 times lower than in Waterbury, Connecticut the city with the highest at 3.65 percent.
  • Cleveland, Ohio has the highest rent-to-price ratio, 17.8 percent, which is 4.7 times higher than in San Mateo, California, the city with the lowest at 3.8 percent.
  • Shreveport, Louisiana, has the lowest average energy cost per household, $109.48, which is four times lower than in Honolulu, the city with the highest at $432.62.



To view the full report and your city’s rank, please visit:

https://wallethub.com/edu/best-and-worst-cities-for-first-time-home-buyers/5564/





Saint Patrick’s Day: These Are the 10 BEST and WORST Cities To Celebrate

With St. Patrick’s Day fast approaching and March being Irish-American Heritage Month to honor the 33.1 million people in the U.S. with Irish ancestry,  a couple years ago, the personal finance website WalletHub took a close look at  Best & Worst Cities for St. Patrick’s Day Celebrations.

To find out which cities are the best for celebrating literally the greenest holiday in the U.S., WalletHub’s number crunchers compared the 100 most populated cities across 17 key metrics, ranging from “number of Irish pubs and restaurants per capita” to “lowest price for a three-star hotel on St. Patrick’s Day” to “weather forecast” for the holiday.

Best Cities for St. Patrick’s Day Worst Cities for St. Patrick’s Day
1 Boston, MA 91 Santa Ana, CA
2 Buffalo, NY 92 Fremont, CA
3 Omaha, NE 93 Hialeah, FL
4 Philadelphia, PA 94 Riverside, CA
5 Pittsburgh, PA 95 Memphis, TN
6 Tampa, FL 96 Oakland, CA
7 Madison, WI 97 Dallas, TX
8 Lincoln, NE 98 San Jose, CA
9 Gilbert, AZ 99 Birmingham, AL
10 St. Paul, MN 100 San Bernardino, CA

Comparing the Best & Worst

  • St. Louis has the highest number of Saint Patrick’s Day parties and festivals per 100,000 residents, which is 33 times more than in Phoenix, the city with the lowest.
  • Pittsburgh has the highest percentage of Irish population, 16.4 percent, which is 55 times greater than in Hialeah, Fla., the city with the lowest, 0.3 percent.
  • Seattle has the highest number of Irish pubs per 100,000 residents, 2.19, which is 28 times more than in Los Angeles, the city with the lowest, 0.08.
  • Atlanta has the highest ticket price for St. Patrick’s Day parties, $69, which is eight times more expensive than in Orlando, Fla., the city with the lowest, $9.
  • Chicago has the highest average beer price, $14.04, which is two times more expensive than in Albuquerque, N.M., the city with the lowest, $6.65.
  • Detroit has the highest violent-crime rate, 19.89, which is 40 times greater than in Irvine, Calif., the city with the lowest, 0.49.
  • Lubbock, Texas, has the highest number of DUI-related fatal incidents per 100,000 residents, 6.8, which is 10 times more than in Boise, Idaho, the city with the lowest, 0.7.

To read the full report and to see where your city ranks, please visit:

https://wallethub.com/edu/best-worst-cities-for-st-patricks-day-celebrations/19603/

2018 Winter Olympics By Numbers (INFOGRAPHIC)

Today launches day one of the 2018 Winter Olympics.

Check out these interesting facts and statistics in the infographic provided by our pals at personal finance website WalletHub:

$13 Billion: Estimated cost of the PyeongChang Winter Olympics, 4x less than the record-setting 2014 Sochi Games.

$19.6 Million: Was spent on cybersecurity and X-ray screening for the PyeongChang Games.

$4,683: Average price of a week-long trip to PyeongChang for the Olympics.

242: Athletes on the U.S. team – a record for any country in the Winter Olympics.

169: Russian athletes received a special exemption to compete after Russia was banned from the 2018 Olympics due to a doping scandal.

These are 2017’s Best & Worst States for Working Dads

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With Father’s Day approaching and nearly 93 percent of dads with young kids working today, the personal-finance website WalletHub today released its report on 2017’s Best & Worst States for Working Dads.

In order to help dads balance their dual role as parent and provider, WalletHub’s analysts compared the 50 U.S. states and the District of Columbia across 22 key indicators of friendliness toward working dads. The data set ranges from average length of work day for males to child-care costs to share of men in good or better health.

Best States for Working Dads Worst States for Working Dads
1 Connecticut 42 Arizona
2 Minnesota 43 Georgia
3 Vermont 44 Arkansas
4 Massachusetts 45 Idaho
5 New Jersey 46 Alabama
6 Rhode Island 47 Louisiana
7 Delaware 48 New Mexico
8 Wisconsin 49 West Virginia
9 District of Columbia 50 Nevada
10 New Hampshire 51 Mississippi

Best vs. Worst

  • The District of Columbia has the highest median family* income (adjusted for cost of living), $98,156, which is 1.9 times higher than in Hawaii, registering the lowest at $51,442.
  • North Dakota has the lowest unemployment rate for dads with kids aged 0 to 17, 1.22 percent, which is 5.4 times lower than in Nevada, registering the highest at 6.54 percent.
  • Massachusetts has the lowest male uninsured rate, 4.5 percent, which is 4.8 times lower than in Texas, registering the highest at 21.5 percent.
  • Minnesota has the fewest deaths due to heart disease among males (per 100,000 men), 145.0, which is 1.9 times fewer than in Alabama, registering the most at 276.5.
  • Mississippi has the lowest child-care costs (adjusted for median family* income), 4.6 percent, which is 2.7 times lower than in Nevada, registering the highest at 12.3 percent.

*Refers to families with kids aged 0 to 17 and in which the father is present

To view the full report and your state or the District’s rank, please visit:

https://wallethub.com/edu/best-and-worst-states-for-working-dads/13458/

 

 

 

These are 2016’s Most and Least Sinful Cities in America

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The holiday season is among us and one of the things it is known for is over indulgence like opulent spending, overeating, and coveting earthly possessions.

Some may see signs of the seven deadly sins often this time of year. Personal finance website Wallet Hub released its report on 2016’s Most Sinful Cities.

To determine the darkest places in America, WalletHub’s data crunchers compared the 150 most populated U.S. cities based on seven key vices: Anger & Hatred, Jealousy, Excesses & Vices, Avarice, Lust, Vanity and Laziness. 

Here is the breakdown of the most and least sinful cities according to its data:

2016s-most-sinful-cities-wallethub-study-jj-bellyitchblog-com-bellyitch-blog-mail

 

Most vs. Least Sinful

Wrath

St. Louis has the highest violent crime rate per 1,000 residents, 18.17, which is 33 times higher than in Irvine, Calif., the city with the lowest at 0.56.

Greed and Envy

Salt Lake City has the most thefts per 1,000 residents, 95.75, which is 8.2 times more than in Yonkers, N.Y., the city with the fewest at 11.74.

Gluttony

Mobile, Ala., has the highest share of obese adults, 36.1 percent, which is 2.4 times higher than in San Francisco, the city with the lowest at 14.8 percent.

St. Louis has the highest share of adult smokers, 25.5 percent, which is 2.8 times higher than in San Jose, Calif., the city with the lowest at 9.0 percent.

Lust

Las Vegas has the most adult entertainment establishments per 100,000 residents, 32.54, which is 92 times more than in Plano, Texas, the city with the fewest at 0.35.

Pride

Scottsdale, Ariz., has the most plastic surgeons per 100,000 residents, 46.44, which is 131 times more than in Newark, N.J., the city with the fewest at 0.35.

Sloth

Jackson, Miss., has the highest share of physically inactive residents, 28.8 percent, which is 2.3 times higher than in Denver, the city with the lowest at 12.3 percent.

For the full report and to see where your city ranks, please visit Wallet Hub here.

Black Friday: Here are the BEST Stores with the BEST Deals

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We’re getting closer and closer to Black Friday. There are dozens of retailers out there offering scales, deals and steals.

This year, holiday spending is expected to reach $656 billion which is up from nearly $631 billion in 2015. So we want to know that the Best Stores are out there for Black Friday Shopping.

One of my fave surveyors, personal finance website WalletHub conductedan in-depth analysis of 2016’s Best Stores for Black Friday by poring over 8,000 deals from 35 of the biggest U.S. retailers’ 2016 Black Friday ad scans.

It identified the stores offering the biggest discounts in various product categories, such as “Appliances,” “Jewelry” and “Toys.” Here are the top 10!

Best Black Friday Retailers (Avg. % Discount)
1 Macy’s (63.35%) 6 Kohl’s (58.15%)
2 Stage (62.81%) 7 Shopko (55.55%)
3 JCPenney (62.79%) 8 Fred Meyer (49.70%)
4 Harbor Freight (62.58%) 9 Craft Warehouse (45.03%)
5 Gordmans (61.59%) 10 Sears (43.89%)

Key Stats

  • Macy’s has the highest overall discount rate at 63.35 percent, whereas Big Lots has the lowest at 23.52 percent.
  • The overall average discount for Black Friday is 39 percent. Consumers should aim for this discount amount or higher to avoid BlackFriday traps.
  • The “Toys” category has the biggest share of discounted items, 28.26 percent of all offers, whereas the “Books, Movies and Music” category has the smallest at 0.93 percent.

To view the full report and each retailer’s ranking in each product category, please visit:

https://wallethub.com/edu/best-worst-retailers-for-blackfriday/8385/

Woo hoo! There’s a Bunch of New Summer Job Opps, And Here are Top US Summer Job Cities

summer job

Do you have a young person in your home or community who needs a Summer Job? You’re in luck!

Last month, the Obama administration announced $21 million in grants to 11 communities in its Summer Jobs and Beyond campaign with the purpose to connect disadvantaged young people with jobs this summer and year-round. It stems from the White House’s  Summer Opportunity Project “to increase the number of young Americans participating in evidence-based summer opportunity programs, decrease the percentage of youth experiencing violence over the summer, and—more broadly—make sure that young Americans have the support they need to get their first job,” as a press release about the initiative states.

In addition, there is a new inter-agency project called Summer Impact Hubs which pairs local and state projects and leaders in one of 16 communities with a Federal “Summer Ambassador” who will spend the spring and summer partnering with them to meet their locally-driven goals by leveraging Federal resources, breaking down agency siloes, and building new local, regional, and national partnerships.

Sign up and get info HERE!!!

If you do not live in one of those hubs, there are other cities nationwide that are great for opportunities for summer jobs. WalletHub analyzed 150 job markets for part time and summer opportunities. The top 20 cities are:

1. Washington, DC.

  1. Scottsdale, AZ
  2. San Francisco, CA

  3. Orlando, FL

  4. Reno, NV

  5. Cincinnati, OH

  6.  Fort Lauderdale, FL

  7. St. Louis, MO

  8. Boise ID

  9. Pittsburgh, PA

  10. Irvine, CA

12. Denver, CO

13. Minneapolis, MN

14.  Grand Rapids, MI

  1.    Salt Lake City, UT
  2.   Atlanta, GA

  3. Plano, TX

  4. Seattle, WA

  5. Miami, FL

  6. Little Rock, AK

Not surprisingly, most are in the more populated cities nationwide. Here are how the Best cities compared with the worst.

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  • Sioux Falls, S.D, has the highest labor-force participation rate of the population aged 16 to 24, 74.28 percent, which is nearly two times higher than in Irvine, Calif., the city with the lowest, 40.03 percent.
  • Sioux Falls, S.D., has the lowest unemployment rate of the population aged 16 to 24, 8.9 percent, which is nearly five times lower than in Detroit, the city with the highest, 44.1 percent.
  • Scottsdale, Ariz., has the highest median income of part-time workers (adjusted for cost of living), $23,162, which is more than 3.5 times higher than in New York, the city with the lowest, $6,540.
  • Miami has the most part-time job openings per 1,000 civilian employed residents aged 16 to 24, 110.93, which is more than 13.6 times the number in Moreno Valley, Calif., the city with the fewest, 8.13.
  • Miami has the most internship listings per 1,000 civilian employed residents aged 16 to 24, 21.65, which is nearly 197 times the number in Mesa, Ariz., the city with the fewest, 0.11.
  • Rancho Cucamonga, Calif., has the lowest percentage of the population aged 16 to 24 living under the poverty line, 8.5 percent, which is nearly six times lower than in Tallahassee, Fla., the city with the highest, 50.76 percent.
  • Springfield, Mo., has the lowest monthly median rent price for a one-bedroom property, $522, which is four times higher than in San Francisco, the city with the highest, $1,814.

For the full report and to see where your city ranks, please visit:

https://wallethub.com/edu/best-places-for-summer-jobs/21137/

REPORT: These are the BEST and WORST States to Have a Baby in America

best and worst


September is a great month. It is also one of the most popular months for babies to be born in America.
As can be imagined, having a baby is the most expensive in America. My last c-section bill was $11,000 before insurance coverage! Therefore, I am not surprised.

Leading personal finance Website WalletHub did an in-depth analysis and came up with 2015’s Best and Worst States to Have a Baby.

To help expectant parents gauge their baby-planning costs, WalletHub compared the 50 states and the District of Columbia across 21 key metrics.

The site’s data metrics considered included: delivery costs, average annual infant-care costs, the per-capita number of midwives and OB-GYNs, and the per-capita number of child care centers.

Best States to Have a Baby Worst States to Have a Baby
1 Vermont 42 Arkansas
2 North Dakota 43 Alabama
3 Oregon 44 Georgia
4 Hawaii 45 Louisiana
5 Minnesota 46 New York
6 Kentucky 47 Nevada
7 Maine 48 South Carolina
8 Wyoming 49 West Virginia
9 Iowa 50 Pennsylvania
10 Alaska 51 Mississippi

Key Stats

  • The average annual infant-care costs in the District of Columbia are four times more expensive than in Mississippi.
  • The infant-death rate in Mississippi is twice as high as in Iowa.
  • Vermont has nine times more child care centers per capita than West Virginia.
  • The rate of low birth-weight in Mississippi is twice as high as in Alaska.
  • The District of Columbia has 13 times more OB-GYNs per capita than Alabama.
  • California has the best parental leave policies, whereas 17 states — such as Arizona, Michigan or South Carolina — tied for the worst.
  • Vermont has 12 times more pediatricians per capita than New Mexico.

To see the full report and find out where your specific state ranks, see the entire report HERE and check out an inforgraphic summary below:

best-states-to-have-a-baby-artwork