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Why You Should Still Go Out For a Walk During Pregnancy Even Now

walking

Just because you’re in quarantine and have a bun in the oven doesn’t mean your daily walks or exercise routine have to cease to exist.

In fact, exercise during pregnancy can be beneficial to both you and your baby.

There are necessary precautions you’ll need to take, especially as your body continues to grow, but before you cut back on keeping your body fit, consider the benefits of a healthy exercise routine.

Low-Impact Exercise

Low impact exercise carries little risk of injury for pregnant women, says Dr. Gia Fruscione, doctor of physical therapy and founder of DLVR Maternity. “Low impact exercises benefits your entire body and can be continued until birth,” she says. “Low impact exercise, such as walking, is especially beneficial if you are having joint problems.”

According to the American College of Obstetricians and Gynecologists, pregnant women should participate in 30 minutes of moderate activity most days of the week during pregnancy as long as there are no medical complications.

Exercising during pregnancy can help keep you at an optimal weight, says Fruscione. “Gaining too many pounds puts you at risk for a tougher delivery and gestational diabetes,” she says. “But, gaining too little can affect your baby’s growth.”

For women at a healthy pre-pregnancy weight, the target weight gain is usually 25 to 35 pounds, says Fruscione.

Walk to Wellness

Walking is an excellent form of non-impact exercise, especially for women who have not previously exercised prior to pregnancy, says Birgitta Lauren, pre and postnatal fitness and nutrition specialist and founder of Expecting Fitness, a resource for expectant moms.

“Walking or exercise in general makes your body and all organs more efficient at doing everything, including getting pregnant, staying pregnant and making a healthier baby,” says Lauren. “Exercise improves circulation and therefore blood and oxygen and nutrient flow to the baby, making the baby healthier than if mom didn’t exercise.”

Not only does walking help decrease weight gain by burning calories and keeping the heart healthy, but the act of exercise and moving your body produces proteins that create metabolites, which decrease risks for all diseases, including gestational issues or diabetes, hypertension, preeclampsia and premature delivery, says Lauren.

Debunking the Myths

Many pregnant women fear that exercise or too much walking can cause preterm labor, but according to Lauren, this is just a myth. “It actually prevents preterm labor,” she says. “A healthier mom has a healthier pregnancy and a healthier baby.”

Too much walking, though, can lead to uterine contractions if you have a pre-existing medical condition, says Fruscione. She advises checking with your physician before engaging in exercise if you have an existing medical condition before or during pregnancy. “If this is the case, too much exercise can lead to other complications such as bleeding, dizziness, chest pain, muscle weakness, calf pain and decreased fetal movement,” says Fruscione. “Call your health care provider if you have any of these symptoms.”

Another myth that exists is that walking during pregnancy makes you dilate more. Consistent exercise during pregnancy can help tone and prepare your muscles for labor and makes for an easier birthing process, says Fruscione.

In general, if you are engaging in walking or low-impact exercise, your entire pregnancy process will be much smoother, says Lauren. “Exercise improves the likeliness of ‘on-time’ dilation and a more efficient dilation,” she says.

When in doubt, always consult your physician, but know that the more you move your body, the healthier it may be for your baby. According to a study by Dr. James F. Clapp III at the Cleveland Health Center, exercise during pregnancy produces children that are healthier physically and mentally. As babies, they learn to do everything faster – from speaking to walking – than children from moms who exercised less or not at all, says Clapp. The study also concluded that these babies are happier and better behaved.

10 Classic Games to Have for Your Family Game Night

Family game nights are making a comeback in homes across the nation especially during the Coronavirus pandemic and national quarantine.
Playing games together is a fun way to brings families some much needed face time with each other.
Check out these family friendly games for your next game night.

Scrabble. Scrabble is both educational and fun.  This game can be played with as few as two players or as many as four or more, if you want to divide into teams.  The object is to create the highest scoring word using the 7 tiles that you have drawn at random from a bag of tiles.  Many feel that the tip to winning is to learn all of the 2-letter words because this will allow many more scoring opportunities.  Scrabble has been around since 1938, and since then many games have been created based on the popular word game, the most noteworthy being Words with Friends.

Uno. Uno is another game that can be both educational and entertaining.  This card game is played with a special deck of cards which includes number cards in four different colors and five categories of special cards: Draw 2, Skip, Reverse, Wild and Wild draw 4.  Young kids can play this game because the bulk of the game is played by going around the table and placing cards of the same color or number onto the discard pile.  There is some strategy that can be implemented by older players by using the Reverse and Draw 2 cards.  Uno has been sold by Mattel since 1992.

Yahtzee. Yahtzee is a dice game that can be enjoyed by the whole family.  It’s easy and fun to roll the 5 dice and with a little help, kids can pick out the same number on the dice to save.  The object of the game is to fill in a score sheet by trying to roll the 5 dice you start with a maximum of 3 times per turn.  You need to save as many 1’s, 2’s, 3’s etc. to fill in the top of the score sheet.  The bottom of the score sheet contains things like 3 and 4 of a kind, Full House, and Yahtzee, which is when you roll all 5 dice on the same number.  Kids love to roll the dice and everyone at the table can help figure out what the best move is for each turn.

Candyland. All kids need to own the game Candy Land during their childhood.  A board game created with lots of colors and pictures of candy is right up every child’s alley, and this game is simple enough that it can be played with very young children.  To play, each child draws a card from the pile on their turn.  It will have 1 or 2 squares of a specific color on it.  The child then moves their gingerbread man playing piece along the Candyland path until she gets to the first square of that color if she has one square or the second square of that color if she has two squares on her card.  That’s all there is to it.  Along the path there are pitfalls where they will lose their turn.  When drawing cards they may draw a card with a picture on it.  When they draw a picture card they can immediately move their playing piece to the space with the same picture.  The problem occurs when the picture is clear back at the beginning of the path and the child is almost at the end.

Monopoly.  By rolling the dice and moving around the board you can buy and sell real estate, making everyone in the family real estate tycoons.  If another player lands on a property you own, they have to pay you rent.  If you get all of the properties of the same color then you are said to hold a monopoly and you can charge double the rent.  Once you have a monopoly you can also build on your properties, whether it is houses or hotels, and charge even more when people land on your properties.  Kids need to be able to count money to play Monopoly so it’s probably best suited for kids 8 and up.

Pictionary. Pictionary brings the classic game of charades to paper.  In this version, charades are done as a drawing game where you can work by yourself or in teams to guess what is being drawn.  Each player will take turns and will draw a card from the box. Depending upon what space their game piece is resting on determines which line they have to draw on the card.  The category helps the guessers narrow down their guesses, and the drawer does their best to draw whatever is on the card to get their partner or teammates to guess the word.  There is a time limit, so the drawer and their teammates are working against the clock.  If they guess the word then you get to move your playing piece, if not you have to stay where you are.  This game translates well to a party game played with a white board and some markers.

 

Telestrations. Telestrations is a newcomer to the board game family and is a family friendly game that will have you rolling with laughter.  This game was based on the old telephone game where you would whisper a line or story into one person’s ear and the story would have to be retold by each person all the way around the circle only to discover that at the end the story was significantly different than how it started.  Each person is given a booklet.  On the first page they write down what the drawing is to be and then pass it to the next person.  In the mean time you are being handed a book where someone else has written an item that you must try to draw.  The pages are folded back and forth so that the first person writes what the picture is supposed to be.  The second person can look at that word and then draw it.  The third person can only look at the picture and write down on the next page what they think the drawing is.  The next player has to draw what the last person guessed.  The final person guesses what the last drawing is and then passes it back to the original person.  As you can guess, the pictures don’t always match the words and hilarity ensues.

Trivial Pursuit. The original Trivial Pursuit contains a box of questions and a board.  The playing piece is round and is filled with different colored pie-shaped pieces based on 6 different categories.  The spokes of the wheel on the board contain different topics that have to be answered.  Once you land on category headquarters then you can answer the question and earn a piece of pie.  Once you have earned all of your pie pieces you can move to the center to win the game.  If you answer a question correctly you can keep going until you miss a question.

Clue. If you like murder mysteries you will love the game Clue.  In this game you become a character and move around the board collecting clues.  You need to ask questions and figure out who the murderer was, where the murder was committed, and what the murder weapon was.  For example, Colonel Mustard did it with a wrench in the library.  Once you have made your guess the envelope containing the answers will be opened to see if you are correct.  This game promotes logical thinking and works on memory skills.

Cranium. Cranium is billed as the game that involves your whole brain.  There are four card categories in which you could have to answer.  One is Creative Cat and it can have you draw a clue like Pictionary, draw a picture with your eyes closed, or sculpt something out of clay.  The Data Head category requires you to answer trivia type questions and the Word Worm category sometimes requires you to spell or figure out anagrams and the like.  The last category is Star Performer which is just as you would suspect, you have to act out the word, hum a song or speak in an accent.  This board game is lots of fun for the whole family.

Enjoy!

family game night

Top 10 ways to live your best life while quarantined {An Author’s Tips)

Authors have long been known for isolating themselves from the world to build their own.

International best-selling author of the Venators SeriesDevri Walls, is no different and has spent more than her fair share of time working from home. Since many people are having a trouble adjusting to this brave new world where being trapped in the house is the normal, we decided to ask her how an author does it.

Honestly, if anyone can give great advice on being alone for extended periods of time, it’s a fantasy writer. Here are Devri’s Top 10 ways to live your best life while quarantined:

  1. Get ready for the day. Hear me out. First of all, if you’re showered and dressed in decent clothes, you might actually do that job that has suddenly been moved to your home kitchen table office where your toddler is dripping milk across your very important documents. But equally as important, what if this quarantine finally spurs the ancient elven races to descend from their hiding places and retake Earth? All I’m saying is that if Legolas comes walking down my street with that long golden hair flowing out behind him, I’m going to want to look good.
  1. Stop staring at your phone and reading everything you can find. Here’s the deal – I did it. I read all the things. I’m scared to look at my screen time count…IT WASN’T PRETTY! So, before you start leaving blubbering social media posts about how you’ll miss the society you once you knew while quoting Shakespeare in preparation for our return to days of yore, walk away.
  1. Create something. Anything. It’s hard when it feels like things are falling apart around you. Take back an iota of control and start up those piano lessons online, build your website, read that book, redecorate the room that’s been driving you nuts, get a garden ready, teach your pet dragon not to set your beard on fire, build that meditation tree stand. You do you!
  1. Find your quest mates. This life is a crazy adventure, and some of us have lost sight of that in our modern world. Well guess what? Life just demanded that you slow the heck down and look around for a second. Find those that are important to you and cling tight. Live alone? Losing your mind? Guess what? This is the easiest year ever to have a quarantine. You can live video chat with whoever, wherever. It’s like magic! The most amazing, socially-connecting magic ever! Trust me when I say that Arwin (one of my favorite wizards) would be most impressed.
  1. Take your magic potions. A magic potion is critical! What? Why are you looking at me like that? All right fine, there’s no potion. It’s vitamins. I’m talking about vitamins. But it’s a fact that having a healthy body is important.
  1. Read the books. If I had a dollar for every person who told me, “I’d like to read but I don’t have time,” I’d be a ka-billion-jillya-naire. And instead of writing this post, I’d be recording some uber-swanky video from my own personal island that I purchased just for this quarantine. Guess what we’ve all got now? Time. So hey, pull that old book off the shelves, order a new one from your favorite local bookstore for delivery, choose an eBook or download an audio book. The book world is so accommodating these days – take advantage.
  1. Dance party in the living room. I have no fantastical basis for this suggestion; I just feel like it’s a good, solid plan. Music, exercise, fun, and laughter. With no one other than your immediate family to make you embarrassed. Now is your time to let those dancing shoes out of the box. Fine print: Cats and dogs are included as family. Also, goldfish. I’d add chinchillas but I have it on good authority that they get a little judgey.
  1. Eat well. Look, we’ve all said that we’d love to cook this or that but we don’t have time. I made sweet and sour pork with fried rice last night. How long did that take me? Two hours. TWO HOURS, people! Think I have time for that on a normal weekday? No. (Nor would I have had time for the second degree burn on my thumb from frying said sweet and sour pork.) Maybe today is the day that you finally make that attempt at homemade bread. Will you ever want to do it again? I have no idea.
  1.  Find your Zen. Life these days moves at breakneck speed. Article after article has been written about how much stress the constant barrage of things that need attention creates. You’ve just been forced to slow down. No, you can’t attend the after-work get together, and little Johnny won’t be making it to that birthday party after all. Even though many of us are working from home and trying to juggle new distractions, the fact is that your social calendar just cleared up. Let’s figure out how to live at a lower level for a while. Who knows what heroic things we can accomplish when our lives and minds are less cluttered?
  1. Find your moments. Even in fiction we can’t write all bad all the time. It’s not sustainable. And what I mean by that is that YOU the reader cannot and will not sustain it. It’s too heavy, too depressing, you literally can’t handle it. So, we add breaks, moments of light. Sometimes it can be as small as a smile and a sarcastic comment. Living life in the darkness, even if it is dark, is not sustainable. You must find the light in the small moments throughout the day to hold onto. They are there if you look for them!

Good luck everyone!

Make Overnight Oats Your Healthy Eats Quarantine Staple

Eating healthy during the quarantine doesn’t have to be hard.

If you can barely function before your morning cup of joe, let alone make breakfast, you need to add overnight oats to your routine!

This easy and tasty breakfast food trend is an unexpected, healthy twist on oatmeal. Overnight oats are versatile, nutritious, delicious and very convenient.

What Are Overnight Oats?

Overnight oats are oats that are soaked overnight in water or milk and ‒ optionally ‒ topped off with fruit or nuts. Aside from being time-efficient and delicious, they have several health benefits.

Oats are carbohydrates and can be very filling, so you don’t need to eat a large serving. They are a great source of resistant starch, which is one of the carbs you can eat when you’re trying to lose weight. Soaking them overnight helps your body absorb nutrients from them. Additionally, oats are cholesterol fighters, and so lead to better heart health.

Make them in a jar for breakfast on-the-go!

PICK UP A SET OF 10 jars for $16 on AMAZON

How to Make Overnight Oats

Making basic overnight oats is surprisingly easy. You can divide every recipe into four main sections: the base, the liquid, the mix-ins and the toppings.

Ingredients

This will make a single-serving of overnight oats.

  • ½ cup rolled oats
  • ½ cup liquid
  • Mix-ins of your choice
  • Toppings of your choice

Note: You can use steel-cut oats if you like a crunchier texture, but avoid using quick oats at all costs.

Directions

  1. Mix the oats and liquid together, maintaining a 1:1 ratio. If you are using yogurt, a 1:1:1 ratio of oats, milk and yogurt will do.
  2. Add mix-ins like fruit, nuts, seeds, spices or vanilla extract. Stir ingredients together and refrigerate for 4-8 hours.
  3. Add toppings and enjoy!

Tips:

  • Making your overnight oats in a mason jar can help with portion control.
  • Adding dry ingredients can make the overall texture drier, so adjust the wet ingredients accordingly.
  • The oats should usually should be soaked for 8 hours, but 4 hours should also be fine.
  • This mixture keeps for 2 days (or 4 days if you don’t use bananas).

10 Overnight Oats Recipes

Overnight oats are very versatile, and you can use many different kinds of ingredients to keep things fresh! Use these recipes to make one serving of overnight oats. The mixing instructions for all of them are the same: mix the base, add the liquid and then add the mix-ins before letting the oats sit in the fridge for at least 4 hours. Make sure to add toppings of your choice before you dig in!

Fantastic Fruits

If you prefer to keep your breakfast sweet and healthy, make fruit the stars of your overnight oats. Not only is fruit diverse and delicious, it is also very healthy for you.

1. Berry Chia Seed

This overnight oats recipe is very versatile because you can customize it to your favorite berry flavor by changing the jam you use! If you’re a sweet tooth, substitute the jam and honey for a dash of your favorite fruit syrup.

2. Blueberry Banana

If the texture of oatmeal isn’t your favorite, use chia seeds or flaxseed to add some crunch (and nutrition). The mashed banana is a great way to add natural sweetness.

Nifty Nuts

A perfect way to integrate protein into a vegan or vegetarian diet is by adding nuts to your overnight oats. They also provide more texture and contrasting flavors!

 

3. Blueberry Almond

Can’t get enough almond butter? Mix it in to your overnight oats for a sweet treat. The base of this recipe goes with nearly any fruit or topping, not just blueberries!

4. Banana Nut

Craving a banana nut muffin? Try this healthy recipe instead! Experiment with different milks, like coconut or almond milk, for a twist.

Brilliant Breakfast

If you want to inject some traditional breakfast spirit into your overnight oats, these are the perfect recipes for you!

 

5. Maple French Toast

This overnight oats recipe is great on the go because you don’t have to worry about adding toppings. Grab it from the fridge, and take it to the the office to start your morning right.

6. Peanut Butter Banana

This simple combination is a crowd-pleaser! If you’re trying to cut calories, try using peanut butter powder instead of regular peanut butter.

Very Vanilla

Vanilla has an unfair reputation of being bland, when it’s actually a really great flavor when paired with the right things. If you love your vanilla, add some vanilla extract to your overnight oats!

 

7. Cherry Vanilla

Cherries may remind you of summer, but you can make this overnight oats recipe year-round by substituting fresh cherries for frozen ones.

8. Strawberry Vanilla

Similar to strawberry shortcake, this recipe is sweet and refreshing. If you feel like treating yourself, top with a dollop of whipped cream.

Cheerful Chocolate

Even the most picky eaters love their chocolate. Use these chocolatey overnight oats recipes on special days when you want your breakfast to be a celebration!

 

9. Chocolate Coconut

Calling all chocolate lovers! This overnight oats recipe makes it feel like you’re having dessert for breakfast without the guilt.

10. Chocolate Strawberry

This recipe is reminiscent of the Neapolitan ice cream you loved as a kid. Try substituting Greek yogurt for vanilla yogurt or adding vanilla extract!

 

Overnight oats are very popular, and you can see why. The sky’s the limit! Grab your favorite bowl or container and create a fruity and refreshing mixture, or opt for a sweet treat inspired by your favorite dessert. Try experimenting with different bases, mix-ins and toppings and create your own overnight oats recipes!

6 Self Care Tips While Working From Home

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Photo by Anthony Tran on Unsplash

Some people work from home by choice and love it. But a whole new contingent of people have started having to work at home over the past few weeks due to the Coronavirus pandemic. Many of those people prefer working in an office, and are missing out on what the environment provides them.

In emergency situations like this one, employees may have no choice about their workplace location. Working from home may be mandated in their company or area regardless of preference—and there may be no clear timeline on when such quarantining will end.

In such cases, you may find yourself wondering how to practice self-care while working from home, and wondering how to cope with feeling anxious, uncertain, scared, and/or lonely. Read on to learn how to make working from home feel more connected and less “out at sea” when you find yourself unexpectedly housebound, whether due to a crisis situation, company reorganization, or other reasons.

Create a Daily Routine 

If you’re someone who thrives in an office setting, one reason why may be the built-in structure that office life often affords. You arrive for work at the same time each morning, have a predictable schedule of meetings and desk time, a lunch break, and an end to the day before dinnertime that you can usually count on.

Working from home can feel the opposite of this, since without creating your own structure, you may find yourself at loose ends, getting absorbed into domestic minutia instead of staying on task with your deadlines and projects. The solution to this is to develop a reliable daily routine that you can use as a framework for your work-from-home days.

A good idea here is to try to model what works for you in the office—at home. If you usually begin your day at 9am sharp with a cup of green tea and a review of your task list at your desk before attending a 9:30 staff meeting, followed by a two-hour block of focused task time at your desk with your headphones on, then see to it that you set your alarm in enough time to get you to your desk at home by 9am with your teacup in hand.

Ask your supervisor if the staff meeting can be conducted by conference call at the same time it was done in the office. After you’ve connected with your team, then reserve that same post-meeting, two-hour block of focused time for your most pressing projects.

Breaks and Lunch

Other ways to create a daily routine for structure are to plan out your lunches in a similar way that you did in the office. For example, if you always packed a sandwich and fruit—making it ahead of time that morning—then stick to your schedule and prep your lunch at the start of the day so it’s ready for your break. If you’re a reliable noon luncher, then don’t let work bleed into the afternoon with your stomach growling just because you are home—instead, set an alarm for noon so that you stop and eat at the usual time.

And if you always sat with a specific friend at work for lunch, then see if you can connect through technology to eat “together” from home. Scheduling a few regular breaks in addition to lunchtime can also help you stay mentally fresh and energized while working from home.

Use Apps to Create Structure and Boost Mood

You don’t have to reinvent the wheel when it comes to self-care and working from home. See below for some free helpful apps that you can use to meditate, take a break, or focus.

Break Apps

Working for hours without remembering to take a break is unhealthy and can lead to physical and mental ailments, so try out the mobile device reminder apps below that can ping you so that you can mentally refresh throughout the day.

Stand Up! The Work Break Timer

For iPhone and iPad, this app allows you to customize your preferred break time to your specific work schedule. You can set reminder intervals in increments ranging from five minutes to two hours. And, it even provides a seven-day history so you can see how well you’re doing at taking your regular breaks.

Randomly RemindMe

An Android app that you can use to remind you not only to take breaks, but to engage in other healthy habits like drinking water or exercising. Fully customizable for daily, weekly, and monthly reminders.

Meditation Apps

One thing you might want to do on your work breaks, once reminded of them, is meditate. The apps below can help you do it.

The Mindfulness App

Available for iPhone and Android, this app gives you timed sessions up to 30 minutes long (and as short as three minutes) for both guided and silent meditations. Customizable format with bells and nature sounds.

Headspace

Headspace offers an app for both iPhone and Android users. It offers lessons in meditation, breathing, living mindfully—and even sleeping, to restore yourself after your busy workday. Features courses that each have a series of guided meditations.

Focus Apps

Any workplace—whether an office or at home— has distractions. To focus better, try these apps:

Hocus Focus

A free Mac app that clears your computer screen’s clutter by allowing you to view one window at a time.

Brain.fm

A science-centered way to create music that improves brain activity and improves your focus.

Make Your Setting Inviting

Invest some time into creating a work setting that makes you feel comfortable and productive.

This effort begins with the basics, like your home office location. If you have a space that you can dedicate solely to your work for the time being, that will go a long way toward making your space feel like one where you’d like to get the job done. Don’t fall prey to claiming the first thing you see—settling into a chair at the kitchen table where everyone eats, or plunking down on the communal sofa in the living room.

The problem with these areas is that they are already designated for other functions, and will likely come with their share of interruptions. It’s also difficult to set up anything permanent there, since you’ll need to frequently move your laptop and papers when the space needs to be used for something else (or by someone else). Instead, claim a quiet corner in a room where you won’t be disturbed. See if your company allows for reimbursements for materials related to your required home office, such as a proper desk chair and printer.

Also consider the decor of your home office space. Small touches like plants, pictures, and filing cabinets can help keep your work space feeling like a place you want to be, and can help you feel better while working from home.

Adapting to Working from Home and Practicing Self-Care

Working from home, especially when unexpected, can present challenges. But there are many benefits to remote work, as well. Saving time by avoiding a commute, minimizing environmental footprint, and increased productivity are just a few.

So, make the best of your work-from-home experience and take some initiative toward your own self-care. You can boost your mood and feel more connected from right where you live.

Interested in more remote work tips? Subscribe to our newsletter and we’ll deliver advice straight to your inbox.

Tax Day: What Families Need to Know About Student Loan Interest Deductions

Photo by Olga DeLawrence on Unsplash

Since 1998, the number of Americans claiming the student loan interest deduction at tax time has more than tripled, from less than 4 million to more than 12 million. Yet Congress hasn’t increased the maximum deduction in almost 20 years, and fewer than one in three student loan borrowers claims it.

An analysis of more than than two decades of IRS data reveals some surprising facts about who benefits the most from the student loan interest deduction:

  • All told, Americans have deducted more than $165 billion in student loan interest payments at tax time, with the average deduction climbing from $460 to $1,089
  • Married couples filing joint returns represent only about one-third of all tax filers, but claim roughly half of the nearly $14 billion in deductions awarded each year
  • Millennials claim nearly two-thirds of deductions, but deductions awarded to taxpayers 55 and older are approaching $2 billion a year
  • Although the tax break is fairly well-targeted at the middle class, one-fifth of deductions go to families making $100,000 or more

Here’s what you need to know about the value of this “above-the-line” deduction to different borrowers, and how to claim it.

How the student loan interest deduction works

If you’re paying interest on student loan debt, federal or private, you may qualify to deduct up to $2,500 in student loan interest payments from your income and earnings. Depending on your tax bracket, the reduction in your adjusted gross income (AGI) can save you up to $550 on your tax bill, although the average savings is closer to $200.

The student loan interest deduction is an “above-the-line” adjustment, meaning you can claim it even if you don’t itemize your deductions. So even if you’re like most taxpayers and just take the standard deduction, the student loan interest deduction might still save you money.

If you’re single, the deduction starts phasing out if your 2019 adjusted income is above $70,000, and you can’t claim it at all if you make more than $85,000.

The 2019 limits for married couples are a little higher, with the phaseout starting at $140,000. Couples making more than $170,000 can’t claim the deduction at all.

The student loan interest deduction benefits the middle class

 

Deductions by income ($13.69B)

Deductions by income ($13.69B)No adjusted income 0.73%$1-$10,000 2.12%$10,000-$19,999 5.18%$20,000-$29,999 8.39%$30,000-$39,999 11.61%$40,000-$49,999 13.21%$50,000-$74,999 24.96%$75,000-$99,999 13.43%$100,000-$200,000 20.36%

The student loan interest deduction is targeted at the middle class, with nearly two-thirds (63.3%) of deductions claimed by taxpayers earning $30,000 to $99,999. Source: Credible analysis of IRS data.

Married couples claim half of all deductions

Married couples filing jointly account for only about a third (35.8%) of all tax returns, but represent close to half (45.7%) of all claims for the student loan interest deduction.

 



Not only are married couples filing joint returns more likely to claim the deduction — 10.5% did so in 2017, compared to 7.6% of singles, and 5.7% of heads of household — but they’re awarded larger deductions. Married couples claiming the student loan interest deduction were able to deduct $1,154 from their income, on average, compared to $1,067 for single taxpayers and $897 for heads of household.

Because married couples are more likely to file claims and are awarded larger deductions, they captured 48.4% of student loan interest deductions awarded in 2017, totaling $6.63 billion.

Married couples can only claim the student loan interest deduction if they file joint returns. That means in some cases, both members of a marriage may be paying down student loan debt.

That’s one explanation for the higher prevalence of claims and bigger deductions awarded to married couples. But higher income limits — $170,000 for married couples, versus $85,000 for other taxpayers — are another factor.

VIRAL: Mom Meets Newborn For 1st Time After Beating COVID

A woman, who gave birth while in a medical coma as she battled COVID-19, met her baby for the first time on Wednesday.

Yanira Soriano was visibly overwhelmed as her healthy 12-day-old son, Walter, was placed in her arms to the sound of thunderous cheers at Southside Hospital in Bay Shore, New York.

Dr. Benjamin Schwartz, chair of the department of Obstetrics and Gynecology, was in tears.

“She was on a ventilator for 11 days,” Schwartz told TODAY Parents. “We didn’t know if this little boy would ever meet his mom. She was in critical condition.”

Soriano, 36, was 34 weeks pregnant when she arrived on April 2, suffering from symptoms including fever, cough and shortness of breath. The following day, her health began to deteriorate rapidly.

“She was terrified of what was happening,” Schwartz revealed. “I think everyone involved was fearful. At the time, there was a very poor prognosis for people who ended up on a ventilator. More people were dying then surviving.”

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US Phone and Cable Companies That Promised Not to Cut Off Customers During COVID-19 Pandemic

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Because a lot of Americans are out of work and an estimated 16.8 million American workers, or 11% of the US labor force, filed for unemployment in the last three weeks and small businesses are suffering economic losses, over 700 of the nations broadband and telecommunications companies signed a pledge to the FCC to not disconnect services from families, individuals and small businesses that cannot pay, and to waive fees.

Some wireless networks have opened up their infrastructure to allow for free Wi-Fi access as well. If you are affected and get a disconnect notice, contact your provider and explain your situation. If you have been disconnected, reach out and ask that you be connected.

A lot of children are home relying on distance learning and need access to their broadband, wireless and wireline services.  Similarly, doctors appointments are going online and the only access to doctor’s appointments and the like are through telemedine and online appointments.

Here is a copy of the pledge signed as part of FCC Chairman Ajit Pai’s “Keep Americans Connected” Initiative.

The Keep Americans Connected Pledge reads as follows:

FCC Pledge

  • 24-7 & West Wisconsin Telcom
  • @Link Services
  • AcenTek
  • Adams Fiber
  • Advanced Communications Technology
  • Advanced Wireless
  • Aerwave
  • Agate Mutual Telephone
  • Agile Connect
  • Agri-Valley Communications
  • AireSpring
  • AirFiber
  • Alaska Communications
  • Alenco Communications
  • All West Communications
  • Alliance Communications
  • ALLO Communications
  • Allstream Business US
  • AlticeUSA
  • Altus Technology
  • Amery Telecom
  • Amherst Telephone Company
  • Amplex
  • ANI Networks
  • Antietam Broadband
  • Appalachian Wireless
  • Aristotle Unified Communications
  • Arlington Telephone Company
  • Arlington TV Cooperative
  • Armstrong
  • Arvig
  • Ashland Home Net
  • Assist Wireless
  • Astrea
  • AT&T
  • ATC Communications
  • Atlantic Broadband
  • ATMC
  • B2 Solutions
  • Backstage Networks
  • Baldwin Lightstream
  • Bandwidth
  • Baraga Telephone Company
  • BARC Connects
  • Barnesville Municipal Telephone and Internet
  • Bays-ET Highspeed
  • BBT
  • Beaver Creek Cooperative Telephone Company
  • Beehive Broadband
  • BEK Communications
  • Belmont Telephone Company
  • Ben Lomand Connect
  • Benkelman Telephone Company
  • Beresford Municipal Telephone
  • Bergen Telephone Company
  • Beulahland Communications
  • BEVCOMM
  • BeyondReach
  • Bijou Telephone Co-Op
  • Blackburn Networks
  • Blackfoot Communications
  • Blair Telephone Company
  • Blanca Networks
  • Blanchard Telephone Company
  • Bledsoe Telephone Cooperative
  • Bloomer Telephone Company
  • Bloomingdale Communications
  • Bloomingdale Home Telephone Company
  • Blue Ridge Communications
  • Blue Valley Tele-Communications
  • Bluebird Network
  • BluIP
  • BOLT Fiber Optic Services
  • Bolt Internet
  • BOYCOM Vision
  • BPS Long Distance
  • BPS Networks
  • Bracken Cable
  • Brandenburg Telecom
  • Brandenburg Telephone
  • Bravado Wireless
  • Brazos Communications
  • Bresco Broadband
  • Bretton Woods Telephone Company
  • BrightRidge
  • Bristol Bay Telephone Cooperative
  • Bristol Tennessee Essential Services
  • Broadband VI
  • Broadvoice
  • Bruce Telephone Company
  • Btel Fiber
  • Bulloch Telephone Cooperative
  • BullsEye Telecom
  • Burke’s Garden Telephone Co.
  • Burlington Telecom
  • Bush-Tell
  • BWTelecom
  • C Spire
  • Cable One
  • Calaveras Telephone Company
  • Call One
  • Callabyte Technology
  • Cal-Ore Telephone Co.
  • Cambio Broadband
  • Cambridge Telephone Co.
  • Cameron Communications
  • Cameron Telephone Company
  • Cap Rock Telephone Cooperative
  • Capizmo Communications
  • Casco Communications
  • Cass Cable TV
  • Cass Telephone Company
  • CDE Lightband
  • Celerity Networks
  • Cellcom
  • CentraCom
  • Central Arkansas Telephone Cooperative
  • Central Scott Telephone Company
  • Central Texas Telecommunications
  • Central Texas Telephone Cooperative
  • CenturyLink
  • Charter
  • Cherry Capital Connection
  • Chickasaw Telephone Company
  • Choice Wireless
  • Christensen Communications Company
  • Chugwater Telephone
  • Cimarron Telephone Company
  • Cincinnati Bell
  • Citizens Connected
  • Citizens Telephone Cooperative
  • City of Bardstown, Kentucky
  • CityLink Telecommunications NM
  • CityLink Wireless
  • Clear Lake Telephone Company
  • ClearWave Communications
  • Coast Communications Co.
  • Cochrane Co-op Telephone
  • Coleman County Telephone Cooperative
  • Colfax Cable
  • Colorado Valley Communications
  • Colorado Valley Telephone Cooperative
  • COLTONTEL
  • Comcast
  • Common Networks
  • Communications Authority
  • Community Wireless
  • Co-Mo Connect
  • Comporium
  • Comspan
  • Conifer Communications
  • Consolidated Communications
  • Consolidated Companies
  • Consolidated Telecommunications
  • Conterra Networks
  • Copper Valley Telecom
  • CopperNet Systems
  • Cordova Telephone Company
  • CounterPath Corporation
  • Cox Communications
  • Cozad Telephone Company
  • Craigville Telephone Company
  • Craw Kan Telecommunications
  • CresComm Wifi
  • Cross Telephone Company
  • Crown Castle
  • CS Technologies
  • CTS Telecom
  • Cuba City Telephone Exchange Company
  • Cunningham Communications
  • Cunningham Telephone Company
  • Custer Telephone Cooperative
  • D&P Communications
  • Dakota Carrier Network
  • Dakota Central
  • Dallas Network Services
  • DayStarr Communications
  • DC Access
  • Dell Telephone Cooperative
  • Dickey Rural Networks
  • Digital West
  • Diller Telephone Company
  • Direct Communications
  • DirectLink
  • DNA Communications
  • Dojo Networks
  • Douglas Fast Net
  • DTC Communications
  • Dubois Telephone Exchange
  • Ducor Telephone Company
  • Eagle Telephone System
  • EarthLink
  • East Ascension Telephone Company
  • Eastern Indiana Wifi
  • Eastern Nebraska Telephone Company
  • Eastern Oregon Net
  • Eastern Slope Rural Telephone Association
  • Eastex Telephone Cooperative
  • Education Networks of America
  • Elizabeth Telephone Company
  • Ellington Telecom
  • EM3 Networks
  • Emerald Broadband
  • Emery Telecom
  • EMPOWER Broadband
  • Endeavor Communications
  • Enhanced Telecommunications Corporation
  • EPB Chattanooga
  • EPLUS Broadband
  • Etex Telephone Cooperative
  • Ethoplex
  • e-vergent
  • F&B Communications
  • Faith Municipal Telephone
  • Farmers Independent Telephone
  • Farmers Mutual
  • Farmers Telecommunications Cooperative
  • Farmers Telephone
  • Fastnet Wireless
  • FastTrack Communications
  • Fatbeam
  • Fidelity Communications
  • Firefly Fiber Broadband
  • FirstLight
  • Five Area Telephone Cooperative
  • Flint River Communications
  • FMCTC
  • Foothills Communications
  • Foresthill Telephone Co.
  • Forsyth CableNet
  • Fourteen IP
  • Free Conferencing Corporation
  • Frontier
  • Fusion
  • Fusion Cloud Company
  • Fusion Cloud Services
  • Fusion Communications
  • Fusion Telecom of Kansas
  • Fusion Telecom of Missouri
  • Fusion Telecom of Oklahoma
  • Fusion Texas Holdings
  • Garden Valley Technologies
  • Gardonville Cooperative Telephone Association
  • GCET
  • GCI
  • GeoLinks
  • Getwireless.net
  • Gila River Telecommunications
  • Golden Belt Telephone Association
  • Golden West Telecommunications
  • Google Fi
  • Google Fiber
  • Gorham Telephone Company, Inc.
  • GoSEMO Fiber
  • GoZone WiFi
  • Grand Telephone Company
  • Grande Communications
  • Granite State Communications
  • Granite Telecommunications
  • Grantsburg Telecom
  • Great Plains Communications
  • Griggs County Telephone Company
  • GRM Networks
  • Gunnison Telephone Company
  • GVTC Communications
  • GWI
  • H & B Communications
  • Haefele Connect
  • Halstad Telephone
  • Hamilton Communications
  • Hancock Telephone Company
  • Hargray Communications
  • Harmony Telephone Company
  • Hartman Telephone Exchanges
  • Haviland Telephone Company
  • Hawaiian Telcom
  • Hemingford Cooperative Telephone Company
  • Henderson Cooperative Telephone Company
  • Hershey Cooperative Telephone Company
  • Hiawatha Broadband
  • Hiawatha Telephone Company
  • High Mountain Farm Broadband
  • Highland Telephone Cooperative
  • Hill Country
  • Hillsboro Telephone Company
  • Holland Board of Public Works
  • Holway Telephone Company
  • Home Telecom
  • Home Telephone Co.
  • HomeTel
  • Horizon Telcom
  • Horry Telephone Cooperative
  • Hotwire Communications
  • HTC
  • Hudson Valley Wireless
  • Hughes
  • IAMO Communications
  • IdeaTek Telcom
  • IGL TeleConnect
  • Industry Telephone Company
  • Inland Cellular
  • Inteliquent
  • Intelligent Computing Solutions
  • InterBel Telephone Company
  • Interstate Telecommunications Cooperative
  • IPFone
  • ITS
  • ITS Fiber
  • J.B.N. Telephone Company
  • Jade Communications
  • James Valley Telecommunications
  • James Valley Wireless
  • JCWIFI
  • Jefferson Telecom
  • Kalida Telephone Company
  • KanOkla Networks
  • Kaptel
  • Kcindur Communications
  • Kennebec Telephone Company
  • Kerman Telephone Company
  • Kit Carson Internet
  • KLM Telephone Company
  • Kloud Konnect
  • KM Telecom
  • KPU
  • Kuhn Communications
  • Kwikom Communications
  • La Ward Communications
  • La Ward Telephone Exchange
  • Lafourche Telephone Company
  • Lake Livingston Telephone Company
  • Lakeland Communications
  • Lakeside Networks
  • LARIAT.NET
  • LaValle Telephone Cooperative
  • LCI Fiber Optic Network
  • LEACO Rural Telephone
  • Lennon Telephone Company
  • Liberty Cablevision of Puerto Rico
  • LICT Corporation
  • Lightburst Broadband
  • LightSpeed
  • Lightstream
  • Ligonier Telephone
  • LigTel Communications
  • Limestone Cable
  • Lincoln Telephone Company
  • Lincolnville Telephone
  • Lingo Communications
  • Lipan Telephone
  • LISCO
  • Lismore Coop Tel Co.
  • Logan Telephone Coop
  • Logix Fiber Networks
  • Long Lines Broadband
  • Lonsdale Telephone Company
  • Loop Internet
  • LowerCostCalls
  • LTC Networks
  • LTD Broadband
  • LV.Net
  • Lynxx Networks
  • Madison Telephone Company
  • Mammoth Networks/Visionary Broadband
  • Manti Telecommunications Company
  • Manti Telephone Company
  • Marquette-Adams Telephone Cooperative
  • Masergy Communications
  • Matanuska Telephone Association
  • McCormack / Ellington Telecom
  • McDonough Telephone Cooperative
  • Mediacom
  • Merit Network
  • MetTel
  • MiBroadband
  • Michigan Broadband Services
  • Mid Century Fiber
  • Midco
  • Middleburgh Telephone Company
  • Mid-Hudson Cable
  • Mid-Plains Rural Telephone Cooperative
  • Midstate Communications
  • Mid-States Services
  • Midway Telephone Company
  • Minburn Communications
  • MINET
  • Missouri Valley Communications
  • MLGC
  • Mobile Beacon
  • Mobius Communications Company
  • Molalla Communications Company
  • Monitor Telecom
  • Monkeybrains
  • Monon Telephone Company
  • Monroe Telephone Company
  • Morristown Utilities
  • Mosaic Telecom
  • Moundridge Telephone Company
  • Mount Horeb Telephone Company
  • Mountain West Technologies
  • MPU CONNECT
  • MTC Communications
  • MTE Communications
  • Mulberry Telecommunications
  • Murray Electric System
  • Mutual Telephone Company
  • Myakka Communications
  • NATCO Communications
  • NCC
  • Nebraska Central Telephone Company
  • Nelson Cable
  • Nemont
  • Nemont Communications
  • Nemont Telephone Cooperative
  • NEMR Telecom
  • Neptuno
  • Network Communications International Corporation
  • NeuBeam
  • New Lisbon Broadband and Communications
  • New Lisbon Telephone Company
  • New Paris Telephone
  • NewWave Communications
  • Next Powered by NAEC
  • Nex-Tech
  • Nex-Tech Wireless
  • NfinityLink Communications
  • Ninestar Connect
  • NiTCO
  • NNTC Wireless
  • Nortex Communications
  • North Central Telephone Cooperative
  • North Dakota Telephone Company
  • Northeast Louisiana Telephone Company
  • Northeast Nebraska Telephone Company
  • Northern Telephone Cooperative
  • Northern Valley Communications
  • Northland Communications
  • NorthState
  • Northwest Communications
  • Northwest Communications Cooperative
  • Northwest Fiber
  • Northwest Missouri Cellular
  • Northwest Ohio Broadband
  • Norvado
  • NOS Communications
  • Nsight Teleservices
  • Ntec
  • NTUA Wireless
  • Nucla-Naturita Telephone Company
  • Nunn Telephone
  • Nushagak Cooperative
  • NUSO
  • NWN Corporation
  • OACYS Technology
  • OEC Fiber
  • OEConnect
  • OMGitsfast
  • Ontonagon County Telephone Company
  • OpticaTel
  • OptimERA
  • Orbitel Communications
  • OTELCO
  • Otter Tail Telcom
  • OzarksGo
  • Palmetto Rural Telephone Cooperative
  • Park Region Mutual Telephone Company
  • Pathwayz Communications
  • Paul Bunyan Communications
  • PC Telcom
  • PD Fiber
  • Peninsula Fiber Network
  • Pennsylvania Telephone Company
  • Peoples Rural Telephone Cooperative
  • Peoples Telephone Cooperative
  • PGTelco
  • Phone.com
  • Piedmont Communications
  • Pierce Telecommunications
  • Pigeon Telephone Company
  • Pilot Fiber
  • Pine Belt Communications
  • Pine Drive Telephone Company
  • Pineland Telephone Cooperative
  • Pinnacles Telephone Co.
  • Pinpoint Communications
  • Pioneer Communications
  • Pioneer Telephone Cooperative
  • Plains Cooperative Telephone
  • Plainview Telephone Company
  • Planters Telephone Cooperative
  • Plateau Telecommunications
  • Poka Lambro Telephone Cooperative
  • Polar Communications
  • Ponderosa Telephone Co.
  • Portative Technologies
  • Pottawatomie Telephone Company
  • Premier Communications
  • Prestige Broadband
  • PriorityONE Telecommunications
  • Project Telephone Company
  • ProValue.Net
  • Public Service Communications
  • Public Service Telephone Co.
  • Puerto Rico Telephone Company/Claro
  • PVT Networks
  • Q Link
  • Quantum Internet and Telephone
  • Rainbow Communications
  • Rainier Connect
  • Randolph Communications
  • Range Telephone Cooperative
  • Raven Rock Networks
  • RCN
  • Red River Communications
  • Red Spectrum
  • Reserve Telephone Company
  • Resonance Broadband
  • Resound Networks
  • RG Fiber
  • Richland-Grant Telephone Cooperative
  • Rise Broadband
  • RiverStreet Networks
  • Riviera Telephone Company
  • Rochester Telephone Company
  • Rock County Telephone Company
  • Roggen Telephone Cooperative
  • Rogue Broadband
  • Rothsay Telephone Company
  • RT Communications
  • RTC (North Dakota)
  • RTC Communications
  • RTI
  • RTO Wireless
  • Runestone Telecom Association
  • RURALBAND
  • S&T Telecom
  • Sacred Wind Communications
  • SafetyNet Wireless
  • Sagebrush Cellular
  • San Carlos Apache Telecommunications
  • Sand Creek Communications
  • Sandhill Telephone Cooperative
  • Santel Communications Cooperative
  • SCC Networks
  • SCI/Savage Communications
  • SCTelecom
  • SecureNetMD
  • Securus Technologies
  • Segra/Lumos Networks
  • SEI Communications
  • SELCO
  • Service Electric Cable TV
  • Service Electric Cablevision
  • Sharon Telephone Company
  • Shawnee Communications
  • Sierra Telephone Company
  • Silver Star Communications
  • SinglePoint Global
  • Sirentel
  • Siskiyou Telephone Company
  • Sjoberg’s Skyline Membership Cooperative
  • Skywire Networks
  • Slopeside Internet
  • SmarterBroadband
  • Smith Bagley
  • Smithville Communications
  • Smithville Telephone Company
  • Socket Telecom
  • Solarus
  • Somerset Telephone Company
  • Sonic
  • SOS Communications
  • South Central Communications
  • South Plains Telephone Cooperative
  • Southern Kansas Telephone Company
  • Southern Ohio Communications Services
  • Southwest Minnesota Broadband Service
  • SPITwSPOTS
  • Splash Wireless Internet
  • Spring Grove Communications
  • Springcom
  • Springport Telephone Company
  • Sprint
  • SRInternet
  • SRT Communications
  • St. John Cable
  • StandUp Wireless
  • Stanton Telecom
  • Star Communications
  • Starry
  • Stoneham Telephone
  • STRATA Networks
  • StratusIQ
  • STT Rural Net
  • Surry Communications
  • Swiftel Communications
  • Swyft Connect
  • Taylor Telecom
  • TCC Networks
  • TCC Skywire NW
  • TCT
  • TDS Telecom
  • TEC
  • Telemedia Solutions
  • Tele-Media Solutions
  • Telescan
  • TelNet Worldwide
  • ThinkSecureNet
  • Three Rivers Digital
  • Three Rivers Telco
  • Thumb Cellular
  • Tidewater Telecom
  • Ting Internet
  • T-Mobile
  • ToledoTel
  • Totah Communications
  • Total Highspeed
  • Totelcom
  • TOWARDEX
  • TracFone Wireless
  • Tribal Digital Village
  • Tri-County Communications Cooperative
  • TrioTel Communications
  • TrueStream
  • TruLeap Technologies
  • TruVista Communications
  • Tularosa Basin Telephone
  • Turtle Mountain Communications
  • Twin Lakes
  • Twin Valley Telephone
  • TWN Communications
  • Umpqua Broadband
  • Union Telephone Company
  • Unite Private Networks
  • United Communications
  • United Communications Association and United Telephone Association
  • United Fiber
  • United Wireless Communications
  • Uniti Fiber
  • Upstream Network
  • US Cellular
  • US Internet
  • USA Digital Communications
  • USConnect
  • Valley Connections
  • Valley FiberCom
  • Valley Telephone Company
  • Valley Telephone Cooperative
  • Vast Broadband
  • Venture Communications
  • Vergennes Broadband
  • Verizon
  • Vermont Telephone Co.
  • Vernon Communications
  • Verona Networks
  • Viaero Wireless
  • Viasat
  • Viya
  • Volcano Telephone Company
  • VTel Wireless
  • VTX1
  • Vyve Broadband Investments
  • Wabash Communications CO-OP
  • Waitsfield and Champlain Valley Telecom
  • Wander Internet
  • Warwick Valley Telephone
  • Watch Communications
  • Wauneta Telephone Company
  • Wave Broadband
  • Wave Wireless
  • Wavelinc Communications
  • We at Good Connections
  • Web Fire Communication
  • Webster-Calhoun Cooperative Telephone Association
  • West Carolina Rural Telephone Cooperative
  • West Central Wireless
  • West Kentucky and Tennessee Telephone Cooperative
  • West Plains Telecommunications
  • West River Cooperative Telephone Company
  • West River Telecom
  • West Telecom Services
  • Western New Mexico Telephone Company
  • Wes-Tex Telephone Cooperative
  • Westphalia Broadband
  • Westphalia Telephone Company
  • Wheat State Technologies
  • Wide Voice
  • Wiggins Telephone
  • Wilkes Communications
  • Willamette Valley Fiber
  • Wilson Communications
  • Winchester Wireless
  • Wind River Internet
  • Windstream
  • Winn Telecom
  • Winn Telephone Company
  • Winnebago Cooperative Telecom Association
  • Wisper Internet
  • WispWest
  • Wittenberg Telephone Company
  • WorldNet Telecommunications
  • WOW! Internet, Cable & Phone
  • WTC
  • Wyandotte Cable
  • Xchange Telecom
  • XIT Rural Telephone
  • XL Broadband
  • Yadkin Valley Telephone Company
  • YK Communications
  • Yucca Telecom
  • ZenFi Networks
  • ZIRKEL Wireless

sort byTrade Associations

  • ACA Connects
  • Cloud Communications Alliance
  • Competitive Carriers of America
  • CTIA
  • Federation of Internet Service Providers of the Americas
  • INCOMPAS
  • Minnesota Telecom Alliance
  • National Lifeline Association
  • NCTA—The Internet and Television Association
  • NTCA—The Rural Broadband Association
  • Rural Wireless Association
  • SIA—Satellite Industry Association
  • Texas Statewide Telephone Cooperative
  • USTelecom
  • Wireless Infrastructure Association
  • Wisconsin State Telecommunications Association
  • WISPA
  • WTA—Advocates for Rural Broadband

March of Dimes Threw a ‘Rainbow Luncheon’ for RHOA’s Porsha Williams {VIDEO}

march of dimes

march of dimes

Miscarriage awareness was the theme of a Rainbow Luncheon thrown in honor of babies lost to miscarriage thrown by the March of Dimes in honor of its latest celebrity ambassador Porsha Williams of BravoTV‘s Real Housewives of Atlanta, and featured on Season 12, episode 20.

Over 50,000 others experience life-threatening complications as a result of pregnancy and childbirth each year, and 380,000 babies are born prematurely, and sadly, in the United States, there is a maternal health crisis that disproportionately affects black women.

That’s why the organization selected Williams, a new mom  who recently welcomed daughter Pilar Jhena with fiance Dennis McKinley. 

During the episode which featured the October 2019 event, Williams opened the luncheon by sharing how she suffered a miscarriage alone in her bathroom six years ago, adding that it was something she had never spoken about openly and decided to join the crusade to ensure other women are aware of the prevalence of miscarriage and do not have to go through it alone.

Three of the “Friends of the Housewives” of this franchise of the show also spoke up:

Tanya Sam opened up about having limited egg reserves because she found love later in life.

“I got the news that like I didn’t have a lot of egg reserves so that’s why it was so hard [to have a baby],” Sam, a tech angel investor says. “I recently started talking about it and I find there’s a lot of strength in being able to say that to other women.”

Shamea Morton Mwangi spoke up about having severe complications with her epidural before she gave birth and recovery.

Marlo Hampton shared that she have had two ectoptic pregnancies and used to question God about why she couldn’t have a baby but later resolved to herself that she was deprived of motherhood so she could be in a position to mother her nephews 12-year old Michael and 11-year old Matthew in place of her sister who is mentally incapable of caring for the boys.

Cast member Nene Leakes said in a confessional that she too has had a miscarriage as has her arch nemesis Kenya Moore who struggled with infertility before welcoming her daughter Brooklyn Doris with her estranged ex, Marc Daly.

“Being a woman doesn’t mean you are guaranteed to have children.” Moore said in a confessional. ” I nearly died having Brooklyn and you should never shame women for not being able to have children because those are things you cannot change.”

The March of Dimes is hoping Williams will use her advocacy to draw attention to the , as well as to spotlight her own challenges and joys of pregnancy and motherhood.

March of Dimes President and CEO Stacey D. Stewart presented Williams with a painting by a black female artist as a thank you for hosting the event.

Another Bravo franchise Real Housewives of Potomac featured an episode last season centered around three women from that show that suffered miscarriage loss, Monique Samuels, who hosted a Unicorn celebration in lieu of a baby shower, during which co-star and new mom Ashley Darby opened up about her own loss. Friend of the Housewives Katie Rost also has a sad pass with loss.

Photos courtesy: BravoTV, FreddyO, screencapture

It was nice. Watch a clip of it here:

 

Breaking Down the CARES Act IRS Stimulus Rebate/Refund Checks {Video}

In a new YouTube video, I respond to a lot of myths and misunderstanding people have about the Coronavirus CARES Act IRS Stimulus Rebate/Refund Checks,

To react to the dramatic and devastating economic impact the novel coronavirus COVID-19 is having on the United States economy, the government recently created a new law called the CARES Act which, among other things, provides emergency payments, loans and grants to small businesses and individuals.

According to recent reports, the relief checks will be deposited into people’s bank accounts starting today, April 9th.

However, there is a lot of misinformation about the $2T Economic Bill, called the Cornavirus Aid, Relief and Economic Security Act, especially about the individual rebates that the Internal Revenue Service and the Social Security Administration have been tasked with getting into citizens’ hands.

Common remarks and questions I’ve seen made about the rebate/refund check I’ve seen include:

“Man, the government isnt’ sending us any money! ”

“How can they afford to pay us when we got a $16T deficit?

“I heard it’s an advance on your tax refund for next year!”

“Nothing it Free! Of course, we’re gonna have to pay it back!”

Although the $1200 refund checks are technically an advance on a 2020 tax credit, that money will NOT be deducted from your tax refund next year and in this video I explain why in my recent YouTube explainer video.

But first, I go through some basics of federal US Civics 101 and specifically go over, generally, how the US Gov gets revenue, what it does with that money, and I give a very brief walk through on how tax credits work to help people realize why it will not be deducted from future refunds.

It ends with a discussion about the fact that 17 year olds and young adult and college kids who are still supported by their parents are excluded from funding and what I think we should do to change that.

WATCH:

 

coronavirus refund check 101 pin

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