Loading...
Browsing Category

Tips

The 15 Rules to Adhere to When You Bring your Baby Home from the Hospital

Bellyitch Rewind

new baby rules

When you bring your newborn home there are a lots of things in the environment that can easily get him or her sick. But there are things you can do to minimize the risk of your new baby getting ill.

Here are 15 simple tips you can try to follow compliments of Newborn care:

  1. Be Firm With Friends and Relatives – It’s natural to want to show your newborn off to your nearest and dearest, but they can present a health risk for her. It’s important to keep in mind that not only is it okay to be firm in regard to your child’s health, it’s imperative. Don’t let a cousin with a case of the sniffles handle your new baby or allow loved ones to pick her up before washing their hands.
  2. Insist on Good Hand Washing Habits – One of the most effective ways of protecting your newborn’s health is to insist that everyone who touches her wash their hands thoroughly before doing so. Hands come into contact with so many germ-laden surfaces and objects throughout the day that it’s just not a good idea to skip a thorough scrubbing before cuddling.
  3. Keep the Kisses Away from Baby’s Face – Newborns are so cute and cuddly, they seem to be just begging for affection. No matter how much you want to cover her little face with kisses, it’s smart to keep in mind just how many germs are carried by your saliva.
  4. Don’t Skip the Vaccinations – There’s a battle raging amongst parents about the efficacy of vaccinations versus their perceived risks, but vaccinations do prevent many illnesses. Not only should your infant be immunized according to doctors’ recommendations, but so should older siblings and adults that will be caring for her.
  5. Remember that Breast is Best – Breastfeeding isn’t always an option, but it’s one that should be carefully considered if there’s any feasibility at all. In cases of adoption, low milk production or a mother’s need to be on medications that can be excreted through breast milk, formula is a perfectly adequate nutritional substance. It doesn’t, however, contain the antibodies that boost a baby’s new immune system.
  6. Avoid Crowded Places – Shopping malls, restaurants or even dinner parties can be crowded areas with high concentrations of people who are carrying communicable illnesses. In the interest of keeping your baby healthy, it’s wise to save his big debut for a time when his immune system is a bit more developed.
  7. Pay Special Attention to Older Siblings – Older siblings who attend preschool, daycare or elementary school are exposed to illness-spreading germs all day long, and they may have developed a resistance that allows them to still carry those germs without exhibiting symptoms of illness themselves. Make sure that your older children understand the importance of good hygiene, especially when it comes to spending time with a new baby.
  8. Keep Your Doctor’s Appointments – Time is a commodity that new parents seldom have an adequate supply of, but it’s important to remember that appointments with your pediatrician should be kept if at all possible.
  9. Hire an Experienced Caregiver – The rookie nanny you’re considering might be enthusiastic, but she may also lack the experience or training that will allow her to confidently care for a newborn without spreading illnesses. While it’s perfectly acceptable to hire a nanny with little to no practical work experience, you should make sure that she’s well-versed in the care of newborns and minimizing the spread of germs.
  10. Keep the Nursery Clean – When you’re sleep deprived and living on the quick snacks you can fit in during Baby’s naps, the idea of house cleaning probably isn’t an appealing one. Making sure that your newborn’s nursery is clean, however, is one of the best ways to prevent her from becoming sick.
  11. Practice Good Crib Safety Habits – Guarding your newborn’s health doesn’t just mean keeping her clear of illness-causing germs; it also requires you to be focused on her safety. Fluffy pillows, snuggly blankets and soft crib bumpers may seem like great tools for keeping her comfortable, but they can actually increase her risk of SIDS. The American Academy of Pediatrics recommends that infants’ cribs contain no pillows, plush toys or thick blankets.
  12. Minimize Play Dates – If your older children are accustomed to hosting play dates, it may be a smart move to consider putting them on hold for a few months or working with other parents in your playgroup to find alternate hosting solutions until your newborn is a bit older.
  13.  Keep Pets Clear of the Nursery – Fido might be man’s best friend, but he doesn’t need to be licking your newborn’s face or spreading dander throughout her nursery. Making the baby’s room a pet-free zone for a while can reduce the number of germs and contaminants that she’s exposed to during the earliest days of her life.
  14. Sterilize Bottles and Nipples – It simply isn’t possible to keep every germ away from your newborn, but that doesn’t mean that you shouldn’t make an effort to protect her from them when you’re able. Sterilizing the bottles and nipples that she puts into her mouth during feeding time is one of the measures that you shouldn’t neglect.
  15. Take Care of Yourself! – An exhausted, overworked parent’s immune system might not be the most effective, so it’s important that you make every effort to take care of yourself, too. When you’re sick, it’s difficult to avoid passing those illnesses on to your baby. Guarding your own health and well-being isn’t self-indulgent; it’s a necessary step of preventing the spread of illnesses to your child.

Don’t Tell Your Boss You’re Pregant Until You Do These 2 Things!

woman pregnant

For many women, especially those who work in high pressure, productivity-related jobs, telling their boss and department heads they are pregnant can be stressful.  It doesn’t have to be if you prepare. American Pregnancy put up a great post sharing excellent tips on how to prepare to do just that.

Of the tips that stood out, as an attorney, I highly endorse the following two:

  1. Read your company’s maternity leave policy in their handbook and do some online research as well to get to know your state’s laws concerning pregnancy, maternity leave, and pay for when you’re on leave.
  2. Put a plan into place that you can present to your boss. Think of who can cover on short notice if nausea sets in unexpectedly or you need to schedule a doctor’s visit during lunch.

Also, as the post notes, you don’t have to wait until you are 12 weeks to make  your announcement, but since your chances of miscarrying reduce by 80% by then, it would be a good time to wait until you are at least that far along.

Certainly, you are free to wait longer but you may start to show at 20 weeks and you want to make sure you give your job adequate time to plan for your maternity leave and departure.

I know that some women elect to put it off as long as possible because they fear they will lose out on plum projects and opportunities if their office realizes they will be away from the job in the coming months. It’s a fragile thing, but planning is the best remedy to alleviate some of that anxiety.

Once an employer realizes you know your rights, they may be less likely to do something stupid like try to fire you or take away key responsibilities that you can handle perfectly fine until you deliver!

 

 

5 Things to Purchase with Your Christmas Gift Cards that will Help You Get Back in Shape

Bellyitch Rewind

The day after Christmas is also a busy shopping day as people return gifts that didn’t fit or they don’t like and others use the gift cards they got from family and friends.  This is also the time of the year that people pledge to change their lifestyles and become more healthy and to eat better and work out.

 

1. A Powerful Blender or Juicer: A major part of the high holiday season and winter is eating high calorie foods, drinks and desserts. It’s certainly a time to be packing on the pounds. Many people usually pledge to change their eating habits for the New Year.  Healthy shakes and juices are common ways people transition out of their bad heating. I cannot wait to purchase my first Vitamix  and I’ve heard great things about the Magic Bullet.

 

 

 
2. A Workout DVD – Because not everyone’s schedule can accommodate a gym, having a DVD at home that can be popped in and done in the comfort of the home is ideal. After having my first baby, I lost a ton of weight, about 1-2 pounds weekly from breastfeeding and

Pilates for Weightloss

3. WorkOut Clothes – If you have brand new fancy work out clothes in your drawers or hanging in your closet, you may feel obligated to wear it to a gym, maybe. I love how good quality pieces feel on my skin and when I can, try to go with a powerful label that is native to Maryland where I live, Under Armour. But if you cannot get a LuLu Lemon level of price point, there are many other options sold online and in specialty stores at the mall.

 

ShopStyle

4. A steps counter – Because some people walk a lot to and from or as a part of their job, it’s great that steps counters like the Fitbit Flex are now trending and being used by more people. If you can see how taking the steps or getting out one stop before the closest one to your job can encourage you to rack up more steps, and burn more calories you will. That’s part of the appeal to steps counters. They are on sale these days and can be found as low as $35.

 

5. A food scale – If you will be starting one of those programs that require you to watch your portions and weigh your food so you have precise amount of protein, you should invest in a food scale. They are modestly price and are sold at big box stores like Target and Walmart or specialty stores like Williams-Sonoma and the like. Consider the Ozeri Digital food Scale which runs about $15 and can be ordered from our affiliates Amazon.com
Good luck and be healthy!

10 Super Last-Minute Gifts You Can Get in Under One Hour

last minute gifts

 

Whether it’s your child’s favorite art teacher, that dental hygienist who always hooks you up with extra floss samples, your physical therapist, the office admin or mail room staff, we all have those folks that we plum forget to get Christmas or Holiday gifts for at the end of the year. Then, we’re stuck either feeling bad about not getting them anything or doing the last minute scramble.

Fret not! We’ve got you covered!

If you have some spare moments during the day or your lunch hour, jot down to the local discount outlet store like Ross, Marshall’s, Burlington Coat Factory, TJMaxx or the like and pick up one or more of these quick and easy super last-minute gift items.

  1. A  Leather or hard cover journal
  2. A pack of Note Cards

  3. A Note pad and Pen Set

  4. A Cookbook

  5. A gift box of Chocolates

  6. A wrapped Scented Candle

  7. Novels or Meditation Guides

  8. A Mug

  9. A Box of Hot Cocoa Mix

  10. A Starbucks Gift Card

Then head down to the dollar store,and pick up bags, tissue paper and a pack of holiday cads. Fill out the Tag and you’re done! Last minute shopping done in under one hour! Boom!

 

Good luck!

4 Christmas Breakfast Recipes to Make this Holiday

Christmas Breakfast recipes

In the hustle and bustle of Holiday shopping, decorating, Christmas Card photo taking, and wrapping, Christmas breakfast may be the farthest thing from people’s minds.

We’ve got you covered with 4 recipes for Christmas breakfast starting with  a yummy  and quick recipe for Chorizo Scrambled Egg Breakfast Taco compliments of IMUSA, leader in Hispanic cookware, combines chorizo, lime juice, eggs and cheese (among other ingredients) to make an outstanding breakfast taco that your guests will remember.

Ingredients

  • 6 eggs
  • 1 tablespoon olive oil
  • 2 chorizo links (about 7 ounces)
  • 1 medium onion
  • 1 cup cilantro, divided
  • 1 medium tomato
  • 1 cup sour cream
  • 1 tablespoon fresh lime juice
  • 1 teaspoon salt
  • 1 cup sharp cheddar
  • 10-12 corn flour tortillas
  • Chipotle Tabasco (suggestion for topping)

Preparation

  1. Mix sour cream, lime juice, and salt in a bowl and put aside.
  2. Char tortillas over gas flame or directly on electric burner until blackened in spots, turning with tongs. Place in IMUSA tortilla warmer or aluminum foil and set aside.
  3. In an IMUSA non-stick sauté pan add olive oil and bring to medium-high heat. Sweat onions for about one minute and add diced chorizo
  4. Cook for 5-6 minutes until chorizo is browned.
  5. Add half of the cilantro and all of the cooked chorizo to beaten eggs and mix. Bring eggs back to the IMUSA pan and cook on low heat, mixing from time to time.
  6. Place cooked eggs, cheddar cheese, diced tomatoes and remaining cilantro in separate bowls and lay them out throughout the table with the warm tortillas.
  7. Allow your guests to assemble their own breakfast tacos

cinnamon roll

Cinnamon rolls

Heat 1 cup of milk in a saucepan until it bubbles and add ½ cup of butter to the milk and stir until the butter melts.

Set aside until it cools to 110 degrees or luke warm.

Add luke warm milk mixture to the bowl of a mixer and dissolve a package of dry yeast into it.

Add ½ cup sugar, 3 cups of flour, 1 teaspoon of salt, and 3 eggs to bowl and mix.

Add an additional 1 ½ cups of flour ½ cup at a time until fully mixed.

Dump dough out onto lightly floured surface and knead the dough until smooth (about 8 minutes).

Gather dough into a ball and put it into a lightly greased bowl turning to cover all of dough.

Cover and allow to rise about 1 hour.  After risen roll out to a 10×14 rectangle.

In a small bowl combine ¾ cup of brown sugar and 1 tablespoon of cinnamon and sprinkle over rectangle.

Sprinkle ½ cup of raisins over the top and roll up dough along the long side.

Cut dough into 12 equal pieces and place in a greased 9×13 baking dish cut side up.

Cover with plastic wrap and place in the refrigerator to rise over night.

The next morning preheat the oven to 375 degrees F and allow the dough to sit at room temperature for 30 minutes before baking for 25 to 30 minutes.

While the rolls are baking mix together 1 teaspoon corn syrup, ½ teaspoon vanilla, 2 tablespoons of half and half and 1 ¼ cups of powdered sugar and whisk together.

Drizzle the glaze over the warm rolls and serve.

816dc229-5603-49f7-a12f-b036733add122

Egg and sausage quiche

Brown 1 lb. of bulk breakfast sausage in a skillet.

Drain the sausage and set aside.

Cube 8 slices of wheat bread and layer it into a 9×13 dish.

Layer the sausage over the bread and then layer the cheese (2 ½ cup shredded cheddar cheese).

Mix 5 eggs, 2 cups of milk, 1/8 teaspoon of salt, and ¼ teaspoon of dry mustard and pour it over the cheese layer.

Mix 1 can of cream of mushroom soup and ¼ cup of water together and spread it over the top of the other ingredients.

Cover and refrigerate overnight.

The next morning bake for an hour at 300 degrees F or until set.

Let cool 20 minutes before cutting into squares.

hashbown

Hashbrown casserole

Cut a stick of butter into small cubes and mix it into 2 lbs. of shredded hashbrown potatoes in a large bowl.

In a separate bowl mix together 1 pint of sour cream, 1 can of cream of mushroom soup, 8 oz. of shredded cheddar cheese, and 1 grated onion.

Pour this mixture over the potatoes and toss to combine.

Pour into a 9×13 baking dish and cover with foil.

Refrigerate casserole overnight.

The next morning bake covered for 30 minutes.

Remove foil and bake an additional 30 minutes.

Additional shredded cheese can be added to the top during the last 30 minutes of baking.

 

 

 

From Examsnap to VMware: Hoarding the Right Practice Test Materials to Earn your VCP6-DCV Certification

Paid Sponsored post

In the world of virtualization, VMware basically stands out. This goes out for its number of certifications, which have been highly regarded by both experts and new bies in IT.

Thus, VMware offers certifications of the associate (VCA), professional (VCP), advanced professional (VCAP), and design expert (VCDX) levels. One of the most recognized credential in virtualization and in IT, in general, which lies on the professional level is VMware Certified Professional 6 – Data Center Virtualization (VCP6-DCV).

To obtain this VCP6-DCV certification, you must pass one of its foundation tests which include exams: vSphere 6 Foundations (2V0-620) and vSphere 6.5 Foundations (2V0-602). The second step that leads you to this credential is passing 2V0-621 test.

This article covers all you need to know about passing the VMware Certified Professional 6 – Data Center Virtualization Exam simply known by code 2V0-602.

This exam tests your fundamental skills to manage vSphere 6.5 environments. To pass 2V0-602 exam you need to complete 70 questions of single and multiple choice within 105 minutes and to score 300 points. This test will cost you $125. So, if you have knowledge on how to administer a virtualized infrastructure using the latest technological practices, then that means you’re one step ready to take this exam.

Yet, best remember that no certification exam can be fully understood in one sitting. Likewise, no single material no matter how inclusive and informative it may be can give you everything you need to learn on a given exam. You always need other training materials so as to assess whether you are given the right information on the certification exam and its corresponding topics. The effort to scheme a preparation guide can be put in vain if you are not yet introduced to the right materials, to begin with. But having these on your lap doesn’t have to be a personal struggle. In order to lighten your work, we’ve collected a number of practice tests from different study resources that will assist you in preparing for and finally claiming your VPC6-DCV certification.

Examsnap’s Premium Bundle

Getting high marks in every exam can be challenging for most people. This indeed is a common outcry for those who have already taken the exam. Nonetheless, this should not discourage you. In case you don’t know, Examsnap is only a click away to encourage you with their variety of study materials. This ranges from exam training courses, study guide and a set of practice questions with answers. The files offered by this great platform are in ete format and can be opened with the used of the ETE Exam Simulator. This modern tool mirrors the real exam environment and helps you to get the insight of what is waiting for you at the exam. The more you practice answering Examsnap’s exam questions, the more you’ll gain familiarization and understanding of the certification exam. Among many individuals who take good advantage of these innovative, IT-verified materials are the test-takers of VMware 2V0-602 with the high hopes of securing the VCP6-DCV certification. The people who have already tried Examsnap know exactly which path leads to a more flexible and beneficial preparation route, and unsurprisingly, it all goes back to Examsnap.com.

VMware vSphere 6.5 Foundations Practice Test

You can’t say that you have fully prepared for the exam if you haven’t grabbed the chance to take VMware’s very own Official practice test for 2V0-602. Since this test sprung from VMware itself, you might as well try the practice test it has prepared. If other resources worry you out, VMware is the right path to place your trust. You can trust its credibility, its structure, and its very content. In addition, VMware professors have sprinkled their brilliance in the practice test. The knowledge engraved is monitored to be exactly connected to the exam objectives. Other study information that can be of use to you is also provided. This includes tips on preventing the most common mistakes many test-takers tend to commit.

ExamCollection’s Premium Bundle

With the number of materials coming in and out of the market, there’s probably no individual that can escape from an outdated and unreliable practice test. Just consider the hassle you have to endure in purchasing materials and later finding out its irregularities later on. For a future test-taker like you, no time should be squandered in settling for low-quality study materials. ExamCollection’s premium bundle for 2V0-602 exam lets you cut some slack. With its training course, its questions & answers, as well as its study guide, you can train more frequently until you attain mastery over the topics.

ExamSnap’s Practice Test

ExamSnap claims to give you a sure-fire way to pass 2V0-602 exam. Through its technically precise materials that are checked by certified experts, you’ll have even better chances in understanding the exam topics sooner than you have lingered. They’ve created a set of practice exams available in VCE format that convey real-life scenarios for the VMware vSphere 6.5 Foundations Exam. The files can be opened on the VCE Software and help you gain foundational skills that will be relevant to the actual exam and even after you get hired to your desired IT position. Moreover, ExamSnap regularly updates and tests their materials to keep its customers always in the loop.  

Exam-Labs’ Practice Testand dumps

Another common resource for practice questions and answers is Exam-Lab. This makes sure that the content provided in the practice tests covers the exact topics of the actual exam. Like the rest of the VMware 2V0-602 practice tests mentioned earlier, these are also checked by specialists in IT. To provide you more convenience, the practice test questions are also accessible in VCE file format.

Conclusion

Getting your own VCP6-DCV certification as well as passing 2V0-602 exam require from your efficient preparation. For that along with VMware official website visit Examsnap, ExamCollection, ExamSnap, and Exam-Labs. In choosing your training materials, having less or more can jeopardize you. Only pick in moderation but make sure to practice the materials as frequent as possible. This way, you’ll be able to concentrate on the materials that will surely help you become VMware certified professional.

8 Things About Emotional Eating You Never Knew

 

emotional eating

We have a long way to go to understand emotional eating, though there’s been a lot of recent research on it to provide us clues as to why we do it.

Emotional eating works to soothe and provide comfort. It’s okay at times, but can spiral out of control easily. It helps to know as much about emotionally eating as possible.

Dr. Susan Albers, author of the brand new book “50 More Ways to Soothe Yourself Without Food” shares these 8 things about emotional eating you probably never knew.

(click first for slideshow)

 

1. You only get a three-minute fix. A study reported in the Journal of Appetite gave participants chocolate and tested how long the “feel good” feeling lasts. It turns out that comfort and bliss only last three minutes (Macht and Mueller 2003). Three minutes! Isn’t it a surprise how short-lived comfort eating can be?

2. Cake plus guilt equals less weight loss. Cake is a comfort food that can be associated with guilt and worry or pleasure and enjoyment. In a study of dieters, those who associated cake with “guilt” vs. “celebration” were less likely to lose weight over a three-month period. Those who had positive feelings and associated cake with being a comfort food were more likely to lose weight during those three months (Kuijer and Boyce 2014). The take-home message: guilt can derail your efforts.

3. Comfort foods are not cross-cultural. Have you assumed that chocolate is the go-to feel-better food everywhere in the world? It’s not. People in different countries and comfort from various foods. For example, in Japan, miso soup, okayu (rice porridge that is made when children are sick), and ramen are popular comfort foods. In India, it’s samosas, potato-stuffed crisps served with spicy green chutney. In Italy, it’s ribbons of fresh pasta or potato gnocchi..

4. There’s a gender difference. According to one study, males prefer warm, hearty, meal-related comfort foods (such as steak, casseroles, and soup), while females prefer comfort foods that are more snack-related (such as chocolate and ice cream) (Wansink, Cheney, and Chan 2003).

5. We choose out of habit. When we’re stressed out, we tend to revert back to the foods we frequently eat—whether they are healthy or not. A study presented at the Institute for Food Technologists Annual Meeting and Expo tested fty-nine MBA students at the University of California during midterm exams. During peak stress times, students were more likely to choose the snacks they eat most frequently (Neal, Wood, and Drolet 2013). This is likely because it takes less thought and cognitive effort to choose familiar foods.

6. PMS doesn’t trigger hormonal chocolate craving. Many people are under the misperception that hormonal changes make us crave chocolate during that time of the month. However, 80 percent of menopausal women still report chocolate cravings despite no longer having menstrual cycles or significant variability in their hormone levels during the course of a month (Hormes and Rozin 2009). The theory is that our desire for comfort and our stress about the approaching time of month causes us to turn to a culturally reinforced way of coping. In other words, we expect that chocolate will help, so we begin to crave it, not exactly because hormones are driving us to it.

7. Ritual is comforting. Do you eat comfort foods in a certain way? For example, do you eat the icing off your cupcake first or cut your peanut butter sandwich in half every time? Most of us have particular ways in which we eat food. A study published in the journal Psychological Science found that performing a ritual (like cutting a food in a particular way or eating it in a specic sequence) makes food taste better and gives you more enjoyment (Vohs et al. 2013). In this study, participants broke a chocolate bar in half without unwrapping it and ate it one half at a time. The non-ritual group ate the chocolate however they wanted. Those who performed the ritual with the chocolate bar enjoyed it more.

8. Ritual is comforting. Do you eat comfort foods in a certain way? For example, do you eat the icing off your cupcake first or cut your peanut butter sandwich in half every time? Most of us have particular ways in which we eat food. A study published in the journal Psychological Science found that performing a ritual (like cutting a food in a particular way or eating it in a specic sequence) makes food taste better and gives you more enjoyment (Vohs et al. 2013). In this study, participants broke a chocolate bar in half without unwrapping it and ate it one half at a time. The non-ritual group ate the chocolate however they wanted. Those who performed the ritual with the chocolate bar enjoyed it more.

Reprinted with permission: New Harbinger Publications, Inc. copyright © 2015 Dr. Susan Albers

 

Here is How to Manage Your Mood Through the Winter Season

beat winter blues
Not everyone is excited about the Winter Holidays. Some people are blue this time of year because it is also a reminder of lost loved ones that can no longer share in family gatherings and traditions. Also, some people suffer from Seasonal Affective Disorder which is a condition marked by mild depression during the time of the year when there is less daylight. December, in particular, can also be a time for reflecting on the year and making plans for the next which could trigger anxiety too.

There are tricks and things you can do to pick yourself up and not succumb to the winter blues. Here are few from Dr. Pragati Gusmano at Mode.com

Check out Winter Blues: How to Manage Your Mood Through the Season

by Dr. Pragati Gusmano at Mode

7 Ways to Avoid Overspending This Holiday Season

avoid overspending

Having a financial plan is the key to avoiding overspending this holiday season, according to two finance professors at the University of Texas at Dallas. Finance professors Jeff Manzi and Randy Guttery say consumers should follow these simple steps as they complete their holiday purchases.

1. Construct a budget and stick with it. Go back and look at last year’s checkbook and receipts from holiday spending. Decide how much you want to spend this year, including holiday gifts, events and travel. Planning ahead allows you to look for bargains, coupons and offers like free shipping. Make sure to keep track as you spend.

Make a list and check it twice.

2. Be flexible and willing to trim your shopping list. Buy for families or couples, instead of individuals, or buy gifts for the children in your family, but not all the adults. Decide who and how much before heading to the stores.

4. Buy gifts online or purchase gift cards. If you shop online, you’re less tempted to impulse buy. Gift cards allow you to stick to your budget easier.

5. Pay with cash.  It’s always smarter to make purchases with cash you have available in your checking or savings account, rather than racking up debt and interest, even if you think you can pay it off immediately. Never take a cash advance against a credit card.

6. Keep it simple. Instead of spending money on a loved one, spend time with them. Go to a movie or out to lunch. Help your children create gifts or bake treats. Rather than hosting a lavish holiday party, ask everyone to bring a potluck dish and BYOB.

7. Look ahead to next year. Holiday spending comes every year, so don’t let it sneak up on you. Make a 12-month budget with a free app, such as Mint. See if your bank or credit union offers a Christmas club so you can put away money all year.

Good luck and happy shopping and saving!

Jeffery Manzi and Randy Guttery are clinical professors of finance and managerial economics at UT Dallas.